450 Garver Rd, Mansfield, OH 44903 Property Records

Richland County property record for 450 Garver Rd, Mansfield, OH 44903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,864 sqft · built 1968
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2018)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-38-172-08-000`

Property Details

APN / Parcel Number

Primary APN	`054-38-172-08-000`
Alternative APN	`00067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	31,799 sqft (0.73 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Balcony Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	450 GARVER RD
City	MANSFIELD
State	OH
Zip	44903-7553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE A 0.73 LT 15 PT
Legal Lot Number	15
Jurisdiction	RICHLAND OH
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4001
Census Tract	2000

Owner

450 Garver Rd is owned and occupied by an individual who bought it in December 2018.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	450 GARVER RD, MANSFIELD, OH 44903-7553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 18, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	May 18, 1998 · Amount on File
Deed Document Number	201815032
Deed Book / Page	2670 / 888
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	450 GARVER RD, MANSFIELD, OH 44903-7553
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 GARVER RD, MANSFIELD, OH 44903-7553

Mortgage

Document Number	2912/353
Date	Jul 22, 2021
Book Page	2912/353
Instrument	202100010165

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	450 GARVER RD, MANSFIELD, OH 44903-7553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2758/0469
Date	Jan 15, 2020
Book Page	2758/0469
Instrument	202000000507

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 18, 2018
Property Address	450 GARVER RD, MANSFIELD, OH 44903-7553
Document Number	02670/0888
Book / Page	2670 / 0888
Instrument Date	Dec 18, 2018
Instrument	201800015032
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	450 GARVER RD, MANSFIELD, OH 44903-7553

Mortgage

Document Number	201800015033
Date	Dec 18, 2018
Instrument	201800015033

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 450 Garver Rd was $2,761 with a homeowner's exemption, up % from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Washington Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,761.00 (+0.04%)	$64,340 (-) Land $10,280 Building $54,060
2024	$2,760.00 (-2.06%) Homeowner's exemption	$64,340 (-) Land $10,280 Building $54,060
2023	$2,818.00 (+20.58%) Homeowner's exemption	$64,340 (+35.28%) Land $10,280 Building $54,060	$183,840 Land $29,370 Building $154,470
2022	$2,337.00 Homeowner's exemption	$47,560 Land $8,830 Building $38,730
2020			$135,870 Land $25,220 Building $110,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 Garver Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Jul 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Garver Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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