Salem County and Elmer Borough property record for 450 Front St, Elmer, NJ 08318
| Property Type | Single Family Home |
|---|---|
| Details | 1,940 sqft · built 1950 |
| Lot Size | 0.659 acres (28,705 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,000 (Sep 2017) |
| Tax Bill | $9,065 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00013-0000-00007 |
| Primary APN | 03-00013-0000-00007 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,940 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 28,705 sqft (0.659 acres) |
| Lot Dimensions | 228 ft deep x 9 ft wide |
| Street Address | 450 FRONT ST |
|---|---|
| City | ELMER |
| State | NJ |
| Zip | 08318-2177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 13 |
| Legal Lot Number | 7 |
| Jurisdiction | SALEM NJ |
| Township / Civil Division | ELMER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21000 |
Source: Salem County and Elmer Borough records · APN 03-00013-0000-00007
Assessment roll updated July 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Feb 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jan 08, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Sep 14, 2017 | Grant Deed, Transfer · FHA Mortgage ACRE MTG & FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on Record |
| Deed Sale | Sep 14, 2017 · Amount on Record |
| Prior Sale | Jun 20, 1988 · Amount on Record |
| Deed Document Number | 2017119139 |
| Deed Book / Page | 4293 / 311 |
| Last Transfer Date | Aug 07, 2026 |
| Transfer Doc | 0000006615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Aug 07, 2026 |
| Property Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Document Number | 0000006615 |
| Book / Page | 4770 / 1484 |
| Instrument Date | Aug 07, 2026 |
| Instrument | 20266615 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Document Number | 0046641783 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 4664/1783 |
| Instrument | 2023004194 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Document Number | 0046211643 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 4621/1643 |
| Instrument | 2022001991 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Document Number | 0045481353 |
| Instrument Date | Jan 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 450 FRONT ST ELMER NJ 083182177, ELMER, NJ 08318-2177 |
| Document Number | 0045481353 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 004548/001353 |
| Instrument | 2106 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Sep 14, 2017 |
| Property Address | 450 FRONT ST, ELMER, NJ 08318-2177 |
| Document Number | 0042930311 |
| Book / Page | 004293 / 000311 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 119139 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 249 ELMER NJ 083180249, ELMER, NJ 08318-0249 |
| Document Number | 42930316 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 004293/000316 |
| Instrument | 119140 |
| Name | ACRE MTG & FIN'L |
|---|---|
| Type | Mortgage Company |
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2047 |
Source: Salem County and Elmer Borough records · Assessment roll updated July 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Salem County |
| Municipality | Elmer Borough |
| Unified School District | Pittsgrove Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,000 (-) Land $32,600 Building $188,400 | $221,000 (-) Land $32,600 Building $188,400 | |
| 2025 | $9,065.00 (+0.19%) | $221,000 (-) Land $32,600 Building $188,400 | $221,000 (-) Land $32,600 Building $188,400 |
| 2024 | $9,048.00 (+6.26%) | ||
| 2023 | $221,000 Land $32,600 Building $188,400 | $221,000 Land $32,600 Building $188,400 | |
| 2022 | $8,515.00 |
Source: FEMA National Flood Hazard Layer as of June 27, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Oct 1980 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 183 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELMER BORO W DEPT serves 1,385 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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