450 Front Rd, Toone, TN 38381 Property Records

Hardeman County property record for 450 Front Rd, Toone, TN 38381

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,040 sqft · built 2001
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$1,000 (Sep 1997)
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035034 02105`

Property Details

APN / Parcel Number

Primary APN	`035034 02105`
Alternative APN	`034 02105`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	1,020 sqft
Upper Floors Area	1,020 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	87,556 sqft (2.01 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	760 sqft
Porch	Slab
Porch Area	782 sqft
Deck Area	56 sqft
Patio Area	956 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	450 FRONT RD
City	TOONE
State	TN
Zip	38381-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: A01
Jurisdiction	HARDEMAN TN
Township / Civil Division	8
Census Block Group	2
Census Block	2073
Census Tract	950100

Owner

450 Front Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Hardeman County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	450 FRONT RD, TOONE, TN 38381-8700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Sep 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK
May 1, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK
May 8, 2018	Deed of Trust, Mortgage · Conventional with PMI REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1997 · Amount on File
Deed Sale	Sep 17, 1997 · Amount on File
Deed Book / Page	16 / 208
Last Transfer Date	Aug 30, 2021
Transfer Doc	0000226850
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Property Address	450 FRONT RD, TOONE, TN 38381-8700
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 FRONT RD, TOONE, TN 38381-8700

Mortgage

Document Number	000839/747
Date	Jan 8, 2026
Book Page	839/747
Instrument	246611

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2046

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDEMAN TN
Recording Date	Sep 3, 2021
Property Address	450 FRONT RD, TOONE, TN 38381-8700
Document Number	110/319
Book / Page	110 / 319
Instrument Date	Aug 30, 2021
Instrument	226850
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 FRONT RD, TOONE, TN 38381-8700

Mortgage

Document Number	226851
Date	Sep 3, 2021
Instrument	226851

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Property Address	450 FRONT RD, TOONE, TN 38381-8700
Document Number	774243
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 FRONT RD TOONE TN 383818700, TOONE, TN 38381-8700

Mortgage

Document Number	774243
Date	May 15, 2020
Book Page	000774/000243
Instrument	196758

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 14, 2035

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Property Address	450 FRONT RD, TOONE, TN 38381-8700
Document Number	754639
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 FRONT RD TOONE TN 383818700, TOONE, TN 38381-8700

Mortgage

Document Number	754639
Date	May 23, 2018
Book Page	000754/000639
Instrument	178287

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 22, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 450 Front Rd was $1,231.

Source: Hardeman County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardeman County
Unified School District	Hardeman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00	$68,025 Land $1,750 Building $66,275
2023		$68,025 Land $1,750 Building $66,275	$272,100 Land $7,000 Building $265,100
2022	$1,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Front Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Front Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front Rd

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