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450 Falcon Ridge Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 450 Falcon Ridge Rd, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,089 sqft · built 2022
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$439,900 (Jul 2022)
Tax Bill$4,895 (2025)
Deeds & MortgagesJul 2022 Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN095601-1940

Property Details

APN / Parcel Number

Primary APN095601-1940

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,089 sqft Living Area
Gross Area2,530 sqft
1st Floor Area1,266 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address450 FALCON RIDGE RD
CitySAINT AUGUSTINE
StateFL
Zip32084-9253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description108/1-35 MORGANS COVE LOT 194 OR5605/1634
Legal Range29
Legal Township07
Legal Section20
Legal SubdivisionMORGANS COVE
Legal Block1
Legal Lot Number194
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address450 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
RBC BANK (GEORGIA) NA
Dec 21, 2021Special Warranty Deed, Transfer
EMPOWER TITLE, EMPOWER TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleDec 21, 2021 · Amount on Record
Deed Document Number202273307
Deed Book / Page5605 / 1634
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address450 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 ELIZA AVE, XX

Mortgage

Document Number0056051636
DateJul 28, 2022
Book Page5605/1636
Instrument2022073308
Lender
NameRBC BANK (GEORGIA) NA
TypeBank
AddressRALEIGH, NC 27617
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.3%
IndexOther
Margin3
Max Rate10.3%

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 21, 2021
Property Address450 FALCON RIDGE RD, SAINT AUGUSTINE, FL 32084-9253
Document Number0054500577
Book / Page5450 / 577
Map ReferenceMB 108 PG 1
Instrument DateDec 15, 2021
Instrument2021137707
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyEMPOWER TITLE, EMPOWER TITLE LLC

Transaction

AmountAmount Recorded
Tax$24,062.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 22547, SAINT SIMONS ISLAND, GA 31522-8947

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,719 (+2.21%) Land $70,000 Building $274,719$344,719 (+2.21%) Land $70,000 Building $274,719
2025$4,895.00 (+12.32%)$337,250 (+3.54%)$337,250 (+3.54%) Land $70,000 Building $267,250
2024$4,358.00 (+1.59%)$325,732 (+2.92%)$325,732 (+2.92%) Land $70,000 Building $255,732
2023$4,290.00 (+29%)$316,482 (+370.96%)$316,482 (+370.96%) Land $60,750 Building $255,732
2022$1,100.00$67,200$67,200 Land $67,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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