Kenton County property record for 450 Elm St, #52, Ludlow, KY 41016
| Property Type | Other Improved |
|---|---|
| Details | 2 ba · 3,696 sqft · built 1900 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $118,500 (Sep 2011) |
| Tax Bill | $1,828 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-33-05-012.00 |
| Primary APN | 026-33-05-012.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,696 sqft Finished Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Sewer | Connected |
|---|
| Street Address | 450 ELM ST, 52 |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1460 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | VICTORIA LOTS 11-12 50'X 110' NS ELM |
| Legal Subdivision | VICTORIA ADD-LUDLOW |
| Legal Lot Number | 11-12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 66900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Ludlow Historic District listed 1984 · 343 contributing resources · NRIS 84000526 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14747 SAN MARSALA CT, TAMPA, FL 33626-3316 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2011 · Amount on Record |
| Deed Sale | Sep 16, 2011 · Amount on Record |
| Prior Sale | Jul 31, 2009 · Amount on Record |
| Deed Document Number | 201109 16 059 00182 |
| Deed Book / Page | 4649 / 270 |
| Record Updated | Oct 29, 2026 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (+14.29%) Land $30,000 Building $130,000 | $160,000 (+14.29%) Land $30,000 Building $130,000 | |
| 2025 | $1,828.00 (+1.5%) | $140,000 (-) Land $30,000 Building $110,000 | $140,000 (-) Land $30,000 Building $110,000 |
| 2023 | $1,801.00 | $140,000 Land $30,000 Building $110,000 | $140,000 Land $30,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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