450 Eldridge Ln, Morehead, KY 40351 Property Records

Fleming County property record for 450 Eldridge Ln, Morehead, KY 40351 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,300 sqft · built 2003
Lot Size	6.96 acres (303,178 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Mar 2019)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-00-00-027.01`

Property Details

APN / Parcel Number

Primary APN	`097-00-00-027.01`
Alternative APN	`26322`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,300 sqft Living Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	303,178 sqft (6.96 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	624 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	26322
Street Address	450 ELDRIDGE LN
City	MOREHEAD
State	KY
Zip	40351-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6.959AC W/HOUSE
Jurisdiction	FLEMING KY
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3006
Census Tract	920400

Owner

Source: Fleming County records · APN 097-00-00-027.01

Assessment roll updated November 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 ELDRIDGE LN, MOREHEAD, KY 40351-8050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Mar 21, 2019	Deed, Transfer · Conventional Mortgage COMMERCIAL BANK
Jul 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Deed Document Number	201967058
Deed Book / Page	270 / 801
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0D264/0408
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	450 ELDRIDGE LN, MOREHEAD, KY 40351-8050
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M344/277
Date	Jul 27, 2017
Book Page	M344/277
Instrument	061611

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2032

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLEMING KY
Recording Date	Mar 21, 2019
Property Address	450 ELDRIDGE LN, MOREHEAD, KY 40351-8050
Document Number	00D270/801
Book / Page	D270 / 801
Map Reference	DB 135 PG 414
Instrument Date	Mar 09, 2019
Instrument	67058
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 ELDRIDGE LN, MOREHEAD, KY 40351-8050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 ALLEN AVE, MOREHEAD, KY 40351-1106

Mortgage

Document Number	00M357/564
Date	Mar 21, 2019
Book Page	M357/564
Instrument	67057

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 09, 2020

Interest

Rate Type	Fixed Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLEMING KY
Recording Date	Jul 27, 2017
Property Address	450 ELDRIDGE LN, MOREHEAD, KY 40351-8050
Document Number	0D264/0408
Book / Page	D264 / 0408
Instrument Date	Jul 20, 2017
Instrument	061610
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 ELDRIDGE LN, MOREHEAD, KY 40351-8050

Tax Assessment & Valuation

Source: Fleming County records · Assessment roll updated November 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+3.46%)	$394,000 (+6.78%) Land $60,000 Building $334,000	$394,000 (+6.78%) Land $60,000 Building $334,000
2023	$3,697.00	$369,000 Land $50,000 Building $319,000	$369,000 Land $50,000 Building $319,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fleming County (21069C), updated May 20, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 68% of Kentucky
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

450 Eldridge Ln, Morehead, KY 40351 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Eldridge Ln

Nearby Streets

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