450 Echo Ln, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 450 Echo Ln, Endicott, NY 13760 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1986
Square Footage	1,776 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2023)
Tax Bill	$7,236.00 (2025)

Owner

Source: Broome County and Union Town records · APN 034689 125.08-2-19

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 ECHO LN, ENDICOTT, NY 13760-1041
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Doc Number	20233272
Deed Book / Page	2716 / 495
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Feb 13, 2023
Property Address	450 ECHO LN, ENDICOTT, NY 13760-1041
Document Number	002716/495
Book / Page	2716 / 495
Map Reference	CAB 4 SLV 30B
Instrument Date	Feb 02, 2023
Instrument	202300003272
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3527 DAISY LN, WAKE FOREST, NC 27587-9838

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	325 CYPRUS LN, ENDICOTT, NY 13760-2727

Mortgage

Document Number	202300003273
Date	Feb 13, 2023
Instrument	202300003273

Lender

Name	TIOGA STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 01, 2030
Change Frequency	3 Years
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	3-Year TN
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Broome County and Union Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Maine-Endwell Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,236.00 (+3.89%)	$7,200 (-) Land $1,100 Building $6,100	$259,000 (+24.46%) Land $39,569 Building $219,431
2024	$6,965.00
2023		$7,200 Land $1,100 Building $6,100	$208,092 Land $31,792 Building $176,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`034689 125.08-2-19`
Alternative APNs	`468912500800020190000000` `46000385184`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,776 sqft Living Area
1st Floor	1,776 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	14,810 sqft (0.34 acres)
Lot Width	47 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	560 sqft Garage
Porch Area	490 sqft Porch
Canopy Area	72 sqft Canopy

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	46000385184
Street Address	450 ECHO LN
City	ENDICOTT
State	NY
Zip	13760-1041
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R1 G2 003 C7 D115
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	BROOME NY
Minor Civil Division	UNION
Census Blockgroup	1
Census Block	1001
Census Tract	13304