450 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 450 E Willow St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,721 sqft · built 2000
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Oct 2000)
Tax Bill	$9,489 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-32-379-013`

Property Details

APN / Parcel Number

Primary APN	`08-32-379-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	3,827 sqft
1st Floor Area	1,721 sqft
Basement Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	450 E WILLOW ST
City	ELBURN
State	IL
Zip	60119-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79 UNIT8
Legal Subdivision	HIGHLAND 8
Legal Block	2
Legal Lot Number	79
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2043
Census Tract	852408

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 E WILLOW ST, ELBURN, IL 60119-7103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Mar 3, 2023	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2000 · Amount on Record
Deed Sale	Oct 25, 2000 · Amount on Record
Prior Sale	Apr 13, 2000 · Amount on Record
Deed Document Number	200085301
Last Transfer Date	Jan 19, 2002
Transfer Doc	0000036203
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	450 E WILLOW ST, ELBURN, IL 60119-7103
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E WILLOW ST, ELBURN, IL 60119-7103

Mortgage

Document Number	0000002415
Date	Jan 24, 2024
Instrument	2024K002415

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	450 E WILLOW ST, ELBURN, IL 60119-7103
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006514
Date	Mar 3, 2023
Instrument	2023K006514

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	450 E WILLOW ST, ELBURN, IL 60119-7103
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040856
Date	Aug 21, 2018
Instrument	2018K040856

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,489.00 (+15.3%)	$114,526 (+8.43%) Land $22,392 Building $92,134	$343,715 (+8.43%) Land $67,203 Building $276,513
2024		$105,622 (+29.11%) Land $20,651 Building $84,971	$316,993 (+29.16%) Land $61,978 Building $255,015
2022	$8,230.00 (+3.86%)	$81,808 (+5.91%) Land $16,823 Building $64,985	$245,424 (+5.91%) Land $50,469 Building $194,955
2021	$7,924.00	$77,243 Land $15,884 Building $61,359	$231,729 Land $47,652 Building $184,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

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