450 E Waterside Dr, Unit 2704, Chicago, IL 60601 Property Records

Cook County property record for 450 E Waterside Dr, Unit 2704, Chicago, IL 60601

Property Summary

Property Type	Condominium
Details	built 2007
Lot Size	0.713 acres (31,035 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Aug 2026)
Tax Bill	$7,291 (2023)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-400-043-1254`

Property Details

APN / Parcel Number

Primary APN	`17-10-400-043-1254`

Interior

Units	668 Units

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	31,035 sqft (0.713 acres)

Location & Zoning

Street Address	450 E WATERSIDE DR, 2704
City	CHICAGO
State	IL
Zip	60601-4729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 70
Legal Subdivision	CHANDLER CONDO
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3003
Census Tract	320101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Grant Park listed 1993 · 35 contributing resources · NRIS 92001075

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1791 W HOWARD ST, 307, CHICAGO, IL 60626-6155
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDING SERVICES
Sep 30, 2020	Grant Deed, Transfer · Conventional with PMI CHANG JOANNE B TRUST (PT)
Nov 4, 2016	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	202622425028
Prior Transfer Date	Mar 13, 2015
Prior Transfer Doc	0000016015
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 12, 2026
Property Address	450 E WATERSIDE DR, 2704, CHICAGO, IL 60601-4729
Document Number	0000025028
Instrument Date	Jul 31, 2026
Instrument	202625028
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1791 W HOWARD ST, 307, CHICAGO, IL 60626-6155

Mortgage

Document Number	0000025029,
Date	Aug 12, 2026
Instrument	202622425029

Lender

Name	LENDING SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Sep 30, 2020
Property Address	450 E WATERSIDE DR UNIT 2704, 2704, CHICAGO, IL 60601-4729
Document Number	2027417260
Instrument Date	Jun 5, 2020
Instrument	27417260
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E WATERSIDE DR #2704 CHICAGO IL 606014729, 2704, CHICAGO, IL 60601-4729

Mortgage

Document Number	2027417261
Date	Sep 30, 2020
Instrument	27417261

Lender

Name	CHANG JOANNE B TRUST (PT)
Address	2340 MARVIN LN, FREEPORT, IL 61032-9308

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	450 E WATERSIDE DR UNIT 2704, 2704, CHICAGO, IL 60601-4729
Document Number	1705255029
Instrument Date	Nov 4, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 E WATERSLIDE DR #2704 CHICAGO IL 60601, 2704, CHICAGO, IL 60601

Mortgage

Document Number	1705255029
Date	Feb 21, 2017
Instrument	5255029

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2032

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,572 (+0.04%) Land $1,097 Building $33,475	$345,720 (+0.04%) Land $10,970 Building $334,750
2023	$7,291.00 (+2.59%)
2022	$7,107.00	$34,557 Land $884 Building $33,673	$345,570 Land $8,840 Building $336,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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