450 E Waterside Dr, Unit 2109, Chicago, IL 60601 Property Records

Cook County property record for 450 E Waterside Dr, Unit 2109, Chicago, IL 60601

Property Summary

Property Type	Condominium
Details	built 2007
Lot Size	0.713 acres (31,035 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jan 2018)
Tax Bill	$16,076 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-400-043-1204`

Property Details

APN / Parcel Number

Primary APN	`17-10-400-043-1204`

Interior

Units	668 Units

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	31,035 sqft (0.713 acres)

Location & Zoning

Street Address	450 E WATERSIDE DR, 2109
City	CHICAGO
State	IL
Zip	60601-4724
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD 70
Legal Subdivision	LAKESHORE EAST SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3003
Census Tract	320101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Grant Park listed 1993 · 35 contributing resources · NRIS 92001075

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 E WATERSIDE DR, CHICAGO, IL 60601-4702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2018	Warranty Deed, Transfer CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Prior Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	201842034
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	450 E WATERSIDE DR UNIT 2109, 2109, CHICAGO, IL 60601-4724
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017328241
Date	Jun 22, 2021
Instrument	2117328241

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 28, 2020
Property Address	450 E WATERSIDE DR UNIT 2109, 2109, CHICAGO, IL 60601-4724
Document Number	2030239307
Instrument Date	Sep 10, 2020
Instrument	30239307
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E WATERSIDE DR #2109 CHICAGO IL 606014724, 2109, CHICAGO, IL 60601-4724

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 9, 2018
Property Address	450 E WATERSIDE DR UNIT 2109, 2109, CHICAGO, IL 60601-4724
Document Number	1800942034
Instrument Date	Dec 21, 2017
Instrument	942034
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 KANES XING WORCESTER MA 016091535, WORCESTER, MA 01609-1535

Mortgage

Document Number	1800942035
Date	Jan 9, 2018
Instrument	942035

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,198 (+0.04%) Land $2,608 Building $79,590	$821,980 (+0.04%) Land $26,080 Building $795,900
2023	$16,076.00 (+2.84%)
2022	$15,632.00 Homeowner's exemption Senior Citizen's exemption	$82,162 Land $2,102 Building $80,060	$821,620 Land $21,020 Building $800,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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