450 E Teague Bay Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 450 E Teague Bay Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,005 sqft · built 2015
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,500 (Jun 2021)
Tax Bill	$6,196 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026551-1080`

Property Details

APN / Parcel Number

Primary APN	`026551-1080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,453 sqft
1st Floor Area	2,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	450 E TEAGUE BAY DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/63-69 GLEN ST. JOHNS PHASE 1A LOT 108 OR5287/960
Legal Range	28E
Legal Township	05S
Legal Section	30
Legal Subdivision	GLEN ST. JOHNS PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	108
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Sep 18, 2018	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Sep 18, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	202164689
Deed Book / Page	5287 / 960
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 9, 2021
Property Address	450 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Document Number	0052870960
Book / Page	5287 / 960
Map Reference	MB 71 PG 63-69
Instrument Date	Jun 1, 2021
Instrument	2021064689
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,537.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1835 STATE ROAD 13, FRUIT COVE, FL 32259-8854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E TEAGUE BAY DR, ST AUGUSTINE, FL 32092-2942

Mortgage

Document Number	0005287962
Date	Jun 9, 2021
Instrument	5287/962

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	450 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Document Number	0046300543
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E TEAGUE BAY DR ST AUGUSTINE FL 320922942, ST AUGUSTINE, FL 32092-2942

Mortgage

Document Number	0046300543
Date	Oct 23, 2018
Book Page	004630/000543
Instrument	76445

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate	4.87%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	450 E TEAGUE BAY DR, SAINT AUGUSTINE, FL 32092-2942
Document Number	0046300562
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E TEAGUE BAY DR ST AUGUSTINE FL 320922942, ST AUGUSTINE, FL 32092-2942

Mortgage

Document Number	0046300562
Date	Oct 23, 2018
Book Page	004630/000562
Instrument	76451

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,836 (-4.2%) Land $100,000 Building $251,836	$351,836 (-4.2%) Land $100,000 Building $251,836
2025	$6,196.00 (+7.48%) Homeowner's exemption	$367,267 (+0.8%)	$367,267 (+0.11%) Land $112,000 Building $255,267
2024	$5,765.00 (+4.1%) Homeowner's exemption	$364,343 (+3%)	$366,849 (+3.71%) Land $110,000 Building $256,849
2023	$5,538.00 (+5.03%) Homeowner's exemption	$353,731 (+2.62%)	$353,731 (+2.62%) Land $105,000 Building $248,731
2022	$5,273.00 Homeowner's exemption	$344,703	$344,703 Land $89,600 Building $255,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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