450 E Roberts St, Seward, NE 68434 Property Records

Seward County property record for 450 E Roberts St, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.25 ba · 1,620 sqft · built 2014
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2021)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800227850`

Property Details

APN / Parcel Number

Primary APN	`800227850`

Interior

Bedrooms	2 Beds
Full Baths	3.25 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Finished Basement	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	744 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	121 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	450 E ROBERTS ST
City	SEWARD
State	NE
Zip	68434-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	SEWARD MUELLER'S 2ND ADDITION LOT 2
Legal Subdivision	MUELLER'S 2ND ADDITION
Legal Lot Number	2
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	3
Census Block	3004
Census Tract	960300

Owner

Source: Seward County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 E ROBERTS ST, SEWARD, NE 68434-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FOUR POINTS FCU
Apr 20, 2021	Deed of Trust, Mortgage · Construction Mortgage CATTLE BANK & TRUST
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CATTLE BANK & TRUST
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit CATTLE NATIONAL BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Jan 24, 2014 · Amount on Record
Deed Document Number	20212502
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Jul 26, 2021
Property Address	450 E ROBERTS ST, SEWARD, NE 68434-1650
Document Number	202102502
Instrument Date	Jul 14, 2021
Instrument	202102502
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	VERITAS TITLE INC, VERITAS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202102503
Date	Jul 26, 2021
Instrument	202102503

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	450 E ROBERTS ST, SEWARD, NE 68434-1650
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101320
Date	Apr 20, 2021
Instrument	202101320

Lender

Name	CATTLE BANK & TRUST
Type	Bank
Address	SEWARD, NE 68434

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	450 E ROBERTS ST, SEWARD, NE 68434-1650
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100383
Date	Feb 3, 2021
Instrument	202100383

Lender

Name	CATTLE BANK & TRUST
Type	Bank
Address	SEWARD, NE 68434

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	450 E ROBERTS ST, SEWARD, NE 68434-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700267
Date	Feb 2, 2017
Instrument	201700267

Lender

Name	CATTLE NATIONAL BANK AND TRUST COMPANY
Address	SEWARD, NE 68434

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,091.00 (-12.03%)	$473,338 (+18.94%) Land $48,149 Building $425,189	$473,338 (+18.94%) Land $48,149 Building $425,189
2023	$5,787.00	$397,967 Land $43,643 Building $354,324	$397,967 Land $43,643 Building $354,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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