450 E Ridge Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 450 E Ridge Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,039 sqft · built 1950
Lot Size	0.81 acres (35,490 sqft)
Owner	Individual Name on File
Last Sale	$302,000 (Jun 2026)
Tax Bill	$187 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`310B019`

Property Details

APN / Parcel Number

Primary APN	`310B019`
Alternative APN	`431215000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,039 sqft Finished Area
1st Floor Area	1,039 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Lot Area	35,490 sqft (0.81 acres)
Lot Dimensions	338 ft deep x 105 ft wide
Porch	Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	450 E RIDGE RD
City	SALISBURY
State	NC
Zip	28144-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L17-18
Legal Subdivision	T J MORGAN
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2024
Census Tract	51302

Owner

Source: Rowan County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	450 E RIDGE RD, SALISBURY, NC 28144-9406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Deed of Trust, Mortgage · Line of Credit LARRY K STIREWALT ETUX
Jun 1, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Sep 20, 2024 · Amount on Record
Deed Book / Page	1484 / 238
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	450 E RIDGE RD, SALISBURY, NC 28144-9406
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014630559
Date	Jun 12, 2025
Book Page	1463/559

Lender

Name	LARRY K STIREWALT ETUX
Type	Private Party
Address	1255 STIREWALT RD, CHINA GROVE, NC 28023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 11, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 1, 2026
Property Address	450 E RIDGE RD, SALISBURY, NC 28144-9406
Document Number	1484000238
Book / Page	1484 / 238
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61,004.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	450 E RIDGE RD, SALISBURY, NC 28144-9406

Mortgage

Document Number	1484000239,
Date	Jun 1, 2026
Book Page	1484/239

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	1484000240,
Date	Jun 1, 2026
Book Page	1484/240

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$187.00	$28,000 (-) Land $28,000
2023	$187.00	$28,000 Land $28,000	$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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