450 E Reserve Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 450 E Reserve Dr, Kalispell, MT 59901 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,780 sqft Living Area
Lot Size494,842 sqft (11.3 acres)
OccupancyOwner Occupied
Last Sale$665,000 (2025)
Tax Bill$5,386.00 (2025)

Property Details

APN / Parcel Number

Primary APNR0778808
Alternative APNs
  • 07-4078-34-2-01-01-0000
  • 0000696900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,780 sqft Living Area
1st Floor1,780 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1995
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area494,842 sqft (11.3 acres)
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area1,152 sqft Garage

Exterior Amenities

Pool Area525 sqft Pool
Shed1 Shed
Shed Area120 sqft Shed
Deck Area100 sqft Deck
TopographyWooded Topography
GraineryGrainery
Lean-To600 sqft Lean-To
Quonset2,000 sqft Quonset

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number0000696900
Street Address450 E RESERVE DR
CityKALISPELL
StateMT
Zip59901-6649
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionS34, T29 N, R21 W, ACRES 11.36, CS 21673-A, TR 2D IN N2NW4
Legal Range21W
Legal Township29N
Legal Section34
Legal SubdivisionCERTIFCATE OF SURVEY NO 21673
JurisdictionFLATHEAD MT
Minor Civil DivisionKALISPELL
Census Blockgroup3
Census Block3023
Census Tract700

Owner

Source: Flathead County records · APN R0778808

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address450 E RESERVE DR, KALISPELL, MT 59901-6649
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 03, 2025Warranty Deed, Transfer · Conventional Mortgage
THREE RIVERS BANK OF MONTANA
Feb 11, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT
Jan 13, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2025 · Amount on Record
Deed SaleSep 03, 2025 · Amount on Record
Prior SaleFeb 18, 2021
Deed Doc Number202519039
Last Transfer DateJul 28, 2026
Transfer Doc0000015610
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLATHEAD MT
Recording DateJul 31, 2026
Property Address450 E RESERVE DR, KALISPELL, MT 59901-6649
Document Number0000015610
Instrument DateJul 28, 2026
Instrument202615610
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 E RESERVE DR, KALISPELL, MT 59901-6649

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateSep 03, 2025
Property Address450 E RESERVE DR, KALISPELL, MT 59901-6649
Document Number202500019039
Instrument DateSep 03, 2025
Instrument202500019039
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7713, KALISPELL, MT 59904-0713

Mortgage

Document Number202500019040
DateSep 03, 2025
Instrument202500019040
Lender
NameTHREE RIVERS BANK OF MONTANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate7.22%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateOct 01, 2032
Change FrequencyAnnually
Min Rate At Change6.22%
Max Rate At Change9.22%
Index1-Year CMT
Max Rate12.2%

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateFeb 11, 2021
Property Address450 E RESERVE DR, KALISPELL, MT 59901-6649
Document Number202100005059
Instrument DateFeb 11, 2021
Instrument202100005059
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 786, WHITEFISH, MT 59937-0786

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLATHEAD MT
Recording DateJan 13, 2021
Property Address450 E RESERVE DR, KALISPELL, MT 59901-6649
Document Number202100001560
Instrument DateJan 11, 2021
Instrument202100001560
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 MAIN ST, KALISPELL, MT 59901-4848

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Elementary School DistrictEvergreen Elementary School District (PK - 08)
Secondary School DistrictFlathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,386.00 (-13.25%)$1,079,400 (+47.62%)$1,079,400 (+47.62%) Land $572,824 Building $506,576
2023$6,209.00$731,200$731,200 Land $341,088 Building $390,112

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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