450 E Main St, Henderson, TN 38340 Property Records

Chester County property record for 450 E Main St, Henderson, TN 38340

Property Summary

Property TypeFast Food Restaurant
Details2.5 ba · 2,736 sqft · built 2000
Lot Size0.771 acres (33,592 sqft)
OwnerCompany Name on File
Last Sale$400,000 (Jan 2018)
Tax Bill$5,056 (2026)
Deeds & MortgagesJan 2020 Line of Credit
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN012034P B 01200

Property Details

APN / Parcel Number

Primary APN012034P B 01200
Alternative APN
  • 034P B 01200 00006034P

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,736 sqft Total Area
1st Floor Area2,736 sqft
Basement Area2,736 sqft
Finished Basement2,736 sqft
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area33,592 sqft (0.771 acres)
Lot Dimensions186 ft deep x 181 ft wide
Utility Building224 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address450 E MAIN ST
CityHENDERSON
StateTN
Zip38340-2416
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Local Zoning CodeB1
Legal DescriptionDISTRICT: 06, COUNTY AREA: H70
JurisdictionCHESTER TN
Township / Civil Division5
Census Block Group1
Census Block1046
Census Tract970200

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 866, LEXINGTON, TN 38351-0866
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2020Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BK
Sep 18, 2018Deed of Trust, Mortgage
NORTHWEST TENNESSEE CERTIFIED
Sep 18, 2018Deed of Trust, Mortgage
NW TN CERTIFIED DEVELOPMENT CO
Jan 19, 2018Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2018 · Amount on File
Deed SaleJan 19, 2018 · Amount on File
Prior SaleApr 2, 2015 · Amount on File
Deed Document Number201858087
Deed Book / Page429 / 428
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address450 E MAIN ST, HENDERSON, TN 38340-2416
Document Number0004550148
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address625 S BROAD ST LEXINGTON TN 383512203, LEXINGTON, TN 38351-2203

Mortgage

Document Number0004550148
DateJan 29, 2020
Book Page000455/000148
Instrument63398
Lender
NameFIRST HORIZON BK
TypeBank
Address17851 N 85TH ST # 155, SCOTTSDALE, AZ 85255-6317
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate10%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address450 E MAIN ST, HENDERSON, TN 38340-2416
Document Number0004370722
Instrument DateSep 18, 2018
Transaction TypeMortgage
Record UpdatedOct 11, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address450 E MAIN ST HENDERSON TN 383402416, HENDERSON, TN 38340-2416

Mortgage

Document Number0004370722
DateSep 24, 2018
Book Page000437/000722
Instrument59892
Lender
NameNORTHWEST TENNESSEE CERTIFIED
Address124 WELDON DR, MARTIN, TN 38237-1308
Agreement
AmountAmount on Record
Term180 Months
DueSep 23, 2033

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address450 E MAIN ST, HENDERSON, TN 38340-2416
Document Number0004370718
Instrument DateSep 18, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address450 E MAIN ST HENDERSON TN 383402416, HENDERSON, TN 38340-2416

Mortgage

Document Number0004370718
DateSep 24, 2018
Book Page000437/000718
Instrument59891
Lender
NameNW TN CERTIFIED DEVELOPMENT CO
Address124 WELDON DR, MARTIN, TN 38237-1308
Agreement
AmountAmount on Record
Term180 Months
DueSep 23, 2033

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER TN
Recording DateJan 19, 2018
Property Address450 E MAIN ST, HENDERSON, TN 38340-2416
Document Number0004290428
Book / Page429 / 428
Instrument DateJan 10, 2018
Instrument58087
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 866, LEXINGTON, TN 38351-0866

Mortgage

Document Number0004290433
DateJan 19, 2018
Book Page429/433
Instrument58088
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueFeb 1, 2019

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,056.00 (+0.52%)$248,240 (+22.7%)$620,600 (+22.7%) Land $135,600 Building $485,000
2023$5,030.00$202,320$505,800 Land $113,000 Building $392,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER DEPT
serves 8,924 people · EPA ID TN0000293
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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