Montezuma County property record for 450 E Main St, Cortez, CO 81321
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,879 sqft · built 1947 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $169,000 (Feb 1999) |
| Tax Bill | $2,406 (2023) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R009122 |
| Primary APN | R009122 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,879 sqft Total Area |
| Year Built | Built 1947 |
|---|---|
| Roof Type | Flat |
| Lot Area | 6,534 sqft (0.15 acres) |
| Total Buildings | 6 Buildings |
| Heating System | Space Heater |
|---|
| Account Number | R009122 |
|---|---|
| Street Address | 450 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3306 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CBD |
| Legal Description | SUBDIVISION: FR COFFINS ADD LOT: 1-2 BLOCK: 7 R/477888 |
| Legal Subdivision | FR COFFINS ADD |
| Legal Block | 7 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 969301 |
Source: Montezuma County records, as of April 17, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 450 E MAIN ST, CORTEZ, CO 81321-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 1999 · Amount on Record |
| Deed Sale | Feb 19, 1999 · Amount on Record |
| Deed Document Number | 477888 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 450 E MAIN ST, CORTEZ, CO 81321-3306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER |
| Name | Verified Name |
|---|
| Document Number | 0000609984 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 609984 |
| Name | FOUR CORNERS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montezuma County assessment roll, as of August 25, 2023
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,406.00 (+7.8%) | $53,712 (+33.23%) Land $23,212 Building $30,500 | $185,213 (+33.24%) Land $80,042 Building $105,171 |
| 2022 | $2,232.00 | $40,314 Land $12,999 Building $27,315 | $139,011 Land $44,823 Building $94,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures