450 E Fair Harbor Ln, Houston, TX 77079 Property Records

Harris County property record for 450 E Fair Harbor Ln, Houston, TX 77079

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,960 sqft · built 1973
Lot Size0.059 acres (2,575 sqft)
Owner2 Individual Names on Record
Last Sale$841,890 (Feb 2026)
Tax Bill$1,199 (2025)
Deeds & MortgagesFeb 2026 Reverse Mortgage
Dec 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN105-560-001-0004

Property Details

APN / Parcel Number

Primary APN105-560-001-0004

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,960 sqft Living Area
1st Floor Area1,394 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area2,575 sqft (0.059 acres)
View / LotFlood Plain
Garage TypeDetached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area156 sqft
Patio Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1055600010004
Street Address450 E FAIR HARBOR LN
CityHOUSTON
StateTX
Zip77079-2565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BARKER COURT T/H
Legal SubdivisionBARKER COURT T/H
Legal Block1
Legal Lot Number4
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1013
Census Tract450500

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address450 E FAIR HARBOR LN, HOUSTON, TX 77079-2565
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2026Intrafamily Transfer, Transfer · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Dec 1, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2026 · Amount on Record
Deed SaleFeb 2, 2026 · Amount on Record
Prior SaleJun 24, 1998 · Amount on Record
Deed Document Number202638193
Prior Transfer DateJan 19, 2026
Prior Transfer Doc0000038193
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRIS TX
Recording DateFeb 2, 2026
Property Address450 E FAIR HARBOR LN, HOUSTON, TX 77079-2565
Document Number0000038193
Map ReferenceVOL 257 PG 79
Instrument DateJan 19, 2026
Instrument2026-38193
Transaction TypeTransfer
Record UpdatedFeb 10, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address450 E FAIR HARBOR LN, HOUSTON, TX 77079-2565

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 E FAIR HARBOR LN, HOUSTON, TX 77079-2565

Mortgage

Document Number0000038194
DateFeb 2, 2026
Instrument2026-38194
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term890 Months
DueApr 12, 2100
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2026
Change FrequencyMonthly
Index1-Year CMT
Max Rate10.6%

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHARRIS TX
Recording DateDec 1, 2017
Property Address450 E FAIR HARBOR LN, HOUSTON, TX 77079-2565
Instrument DateNov 17, 2017
Instrument526925
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address450 E FAIR HARBOR LN HOUSTON TX 770792565, HOUSTON, TX 77079-2565

Mortgage

Document Number0000526925
DateDec 1, 2017
Instrument526925
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,576 (-8.61%) Land $73,950 Building $377,626$451,576 (-8.61%) Land $73,950 Building $377,626
2025$1,199.00 (-37.88%) Homeowner's exemption$494,130 (+9.93%) Land $73,950 Building $420,180$494,130 (+9.93%) Land $73,950 Building $420,180
2024$1,930.00 (-1.53%)
2023$449,481 Land $73,950 Building $375,531$449,481 Land $73,950 Building $375,531
2022$1,960.00 (-44.59%)
2020$3,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 257 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies257 in force
Nearby Flood Claims210 (1979–2022)
Claims Outside the SFHA195 of 210
Most Recent ClaimDec 2022 · other causes
Claims by Event
  • Hurricane Harvey, Sep 2017 · 87 claims
  • Severe Storms And Flooding, Apr 2016 · 22 claims
  • Severe Storms & Flooding, Mar 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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