Cuming County property record for 450 E Deere St, West Point, NE 68788
| Property Type | Commercial |
|---|---|
| Details | 3,840 sqft · built 2010 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,518 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2018 Line of Credit |
| APN | 0015431.04 |
| Primary APN | 0015431.04 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,840 sqft Total Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 77,101 sqft (1.77 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 340 sqft |
| Total Buildings | 6 Buildings |
| Street Address | 450 E DEERE ST |
|---|---|
| City | WEST POINT |
| State | NE |
| Zip | 68788-4541 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 03-COMMERC |
| Legal Description | LUBKER BROTHERS SUB., (PT ADDITION G), LOT 4, WPC 1.77 AC |
| Legal Subdivision | LUBKER BROTHERS SUB |
| Legal Lot Number | 4 |
| Jurisdiction | CUMING NE |
| Township / Civil Division | WEST POINT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 972800 |
Source: Cuming County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 450 E DEERE ST, WEST POINT, NE 68788-4541 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit THE F&M BANK & TRUST CO |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit F & M BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 450 E DEERE ST, WEST POINT, NE 68788-4541 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 450 E DEERE ST, WEST POINT, NE 68788-4541 |
| Document Number | 202101881 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 202101881 |
| Name | THE F&M BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 450 E DEERE ST, WEST POINT, NE 68788-4541 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201801481 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 201801481 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cuming County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cuming County |
| Municipality | West Point City |
| Unified School District | West Point Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,821,515 (-4.84%) Land $60,590 Building $1,760,925 | $1,821,515 (-4.84%) Land $60,590 Building $1,760,925 | |
| 2025 | $14,518.00 (-12.2%) | $1,914,195 (+33.57%) Land $60,590 Building $1,853,605 | $1,914,195 (+33.57%) Land $60,590 Building $1,853,605 |
| 2023 | $16,536.00 | $1,433,055 Land $56,860 Building $1,376,195 | $1,433,055 Land $56,860 Building $1,376,195 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 76% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 3,550 people · EPA ID NE3103904 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.83 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skywave Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Great Plains Communications, Nextlink, Stealth Broadband, T-Mobile, Verizon.
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