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450 E Camden Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 450 E Camden Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 974 sqft · built 1954
Lot Size0.181 acres (7,900 sqft)
Owner2 Individual Names on Record
Last Sale$749,000 (Sep 2024)
Tax Bill$9,333 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN488-242-25-00

Property Details

APN / Parcel Number

Primary APN488-242-25-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area974 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area7,900 sqft (0.181 acres)

Location & Zoning

Street Address450 E CAMDEN AVE
CityEL CAJON
StateCA
Zip92020-5306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBLK 9 LOT 12 E 100 FT OF W 200 FT TR 001173
Legal SubdivisionCHASE ADD
Legal Tract001173
Legal Block9
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4002
Census Tract15802

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address450 E CAMDEN AVE, EL CAJON, CA 92020-5306
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED LENDING TEAM LLC
Sep 1, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2024 · Amount on Record
Deed SaleSep 16, 2024 · Amount on Record
Prior SaleOct 27, 2016 · Amount on Record
Deed Document Number2024248994
Prior Transfer DateApr 11, 2012
Prior Transfer Doc0000334758
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 30, 2026
Property Address450 E CAMDEN AVE, EL CAJON, CA 92020-5306
Document Number0000086547
Map ReferenceMAP 1173
Instrument DateFeb 18, 2026
Instrument2026-0086547
Transaction TypeTransfer
Record UpdatedApr 7, 2026
Title CompanyEQUITY TITLE-LOS ANGELES, EQUITY TITLE LOS ANGELES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address450 E CAMDEN AVE, EL CAJON, CA 92020-5306

Mortgage

Document Number0000086548
DateMar 30, 2026
Instrument2026-0086548
Lender
NameUNITED LENDING TEAM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address450 E CAMDEN AVE, EL CAJON, CA 92020-5306
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 E CAMDEN AVE, EL CAJON, CA 92020-5306

Mortgage

Document Number0000501936
DateSep 1, 2020
Instrument2020-0501936
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2045

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$763,979 (+2%) Land $223,865 Building $540,114
2025$9,333.00 (+63.68%)$749,000 (+80.01%) Land $219,476 Building $529,524
2024$5,702.00 (+2.76%)
2023$5,549.00 (-3.16%)$416,083 Land $121,923 Building $294,160
2022$5,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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