450 E Ashland Ln, Ashland, OR 97520 Property Records

Jackson County property record for 450 E Ashland Ln, Ashland, OR 97520

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 4 ba · 2,752 sqft · built 1979
Lot Size	10.5 acres (457,816 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Sep 2021)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`381E323500`

Property Details

APN / Parcel Number

Primary APN	`381E323500`
Alternative APNs	`381E320003500` `10125723`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,752 sqft Gross Area
1st Floor Area	1,656 sqft
Attic	Attic
Attic Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Concrete
Roof Material	Other
Lot Area	457,816 sqft
Garage Type	Detached
Garage Area	672 sqft

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	360 sqft
Patio Area	420 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	450 E ASHLAND LN
City	ASHLAND
State	OR
Zip	97520-9602
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	EFU
Legal Range	01E
Legal Township	38S
Legal Section	32
Legal Subdivision	ROGUE RIVER VALLEY ORCHARD COS TRACT
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2006
Census Tract	2400

Owner

450 E Ashland Ln, an agricultural property, is owned by two individuals who bought it in September 2021.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 E ASHLAND LN, ASHLAND, OR 97520-9602
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROVIDENCE FCU
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Deed Document Number	202137753
Prior Transfer Date	Jul 25, 2012
Prior Transfer Doc	0000024675
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	450 E ASHLAND LN, ASHLAND, OR 97520-9602
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E ASHLAND LN, ASHLAND, OR 97520-9602

Mortgage

Document Number	0000017070
Date	May 25, 2022
Instrument	2022-017070

Lender

Name	PROVIDENCE FCU
Type	Credit Union
Address	PORTLAND, OR 97222

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 4, 2037

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Sep 1, 2021
Property Address	450 E ASHLAND LN, ASHLAND, OR 97520-9602
Document Number	0000037753
Instrument Date	Sep 1, 2021
Instrument	2021-037753
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	450 E ASHLAND LN, ASHLAND, OR 97520-9602

Mortgage

Document Number	0000037754
Date	Sep 1, 2021
Instrument	2021-037754

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	450 E ASHLAND LN, ASHLAND, OR 97520-9602
Document Number	0000038754
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 E ASHLAND LN ASHLAND OR 975209602, ASHLAND, OR 97520-9602

Mortgage

Document Number	0000038754
Date	Oct 19, 2020
Instrument	38754

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	450 E ASHLAND LN, ASHLAND, OR 97520-9602
Document Number	0000013864
Instrument Date	Apr 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	450 E ASHLAND LN ASHLAND OR 975209602, ASHLAND, OR 97520-9602

Mortgage

Document Number	0000013864
Date	Apr 26, 2017
Instrument	13864

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 450 E Ashland Ln was $3,997, up 2% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,255 (+2.95%)	$929,870 (-6.12%) Land $524,480 Building $405,390
2025	$3,997.00 (+2.04%)	$272,219 (+2.95%) Land $22,539 Building $249,680	$990,440 (+6.05%) Land $557,960 Building $432,480
2024	$3,917.00 (+3.35%)	$264,408 (+2.95%) Land $21,998 Building $242,410	$933,950 (-5.73%) Land $538,610 Building $395,340
2023	$3,790.00 (+3.33%)	$256,832 (+2.95%) Land $21,472 Building $235,360	$990,670 (+6.18%) Land $604,560 Building $386,110
2022	$3,668.00	$249,472 Land $20,962 Building $228,510	$933,010 Land $620,930 Building $312,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 E Ashland Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land And Mudslides, Flooding
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 E Ashland Ln is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 43% of Oregon
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Spectrum.

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