450 E 650 S, Kamas, UT 84036 Property Records

Summit County property record for 450 E 650 S, Kamas, UT 84036

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,978 sqft · built 2018
Lot Size	4.11 acres (179,032 sqft)
Owner	Individual Name on Record
Tax Bill	$5,731 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`FTHLE-II-1`

Property Details

APN / Parcel Number

Primary APN	`FTHLE-II-1`
Alternative APN	`0371728`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,978 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Lot Area	179,032 sqft (4.11 acres)
Garage Type	Attached
Garage Area	1,302 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	0371728
Street Address	450 E 650 S
City	KAMAS
State	UT
Zip	84036-9822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 FOOTHILL ESTATES PHASE II SUBDIVISION; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE CON
Legal Subdivision	FOOTHILL ESTATES
Legal Phase	2
Legal Tract	II
Legal Lot Number	1
Jurisdiction	SUMMIT UT
Township / Civil Division	KAMAS
Census Block Group	2
Census Block	2018
Census Tract	964201

Owner

Source: Summit County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 E 650 S, KAMAS, UT 84036-9822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 1, 2019	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 2, 2018	Warranty Deed, Transfer · Commercial Mortgage UTAH FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022
Deed Sale	Jul 13, 2022
Prior Sale	Jan 2, 2018
Deed Document Number	1192237
Deed Book / Page	2748 / 1579
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Jul 13, 2022
Property Address	450 E 650 S, KAMAS, UT 84036-9822
Document Number	02748/1579
Book / Page	2748 / 1579
Instrument Date	Jul 12, 2022
Instrument	1192237
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 E 650 S, KAMAS, UT 84036-9822

Mortgage

Document Number	0001192238
Date	Jul 13, 2022
Instrument	1192238

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	450 E 650 S, KAMAS, UT 84036-9822
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001156534
Date	Feb 26, 2021
Book Page	2644/156
Instrument	1156534

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	450 E 650 S, KAMAS, UT 84036-9822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001106910
Date	Mar 1, 2019
Book Page	2498/1401
Instrument	01106910

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	450 E 650 S, KAMAS, UT 84036-9822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001104577
Date	Jan 11, 2019
Book Page	2493/0382
Instrument	01104577

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Jan 2, 2018
Property Address	450 E 650 S, KAMAS, UT 84036-9822
Document Number	01084144
Instrument Date	Dec 27, 2017
Instrument	01084144
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	COALITION TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 415, KAMAS, UT 84036-0415

Mortgage

Document Number	01084145
Date	Jan 2, 2018
Instrument	01084145

Lender

Name	UTAH FIRST FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Summit County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Unified School District	South Summit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,731.00	$1,067,448 (+0.67%) Land $282,800 Building $784,648	$1,804,015 (+0.73%) Land $412,400 Building $1,391,615
2024	$5,731.00 (+3.56%)	$1,060,298 (-) Land $275,650 Building $784,648	$1,791,015 (-) Land $399,400 Building $1,391,615
2023	$5,534.00 (+18.63%)	$1,060,298 (+35.77%) Land $275,650 Building $784,648	$1,791,015 (+36.47%) Land $399,400 Building $1,391,615
2022	$4,665.00	$780,961 Land $198,635 Building $582,326	$1,312,391 Land $288,635 Building $1,023,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 56% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Utah Broadband Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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