450 Deschamps Rd, Sumter, SC 29154 Property Records

Sumter County property record for 450 Deschamps Rd, Sumter, SC 29154

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,000 sqft · built 1970
Lot Size0.737 acres (32,081 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Jun 2024)
Tax Bill$801 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Jul 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN184-10-01-003

Property Details

APN / Parcel Number

Primary APN184-10-01-003
Alternative APN
  • 17411

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area1,054 sqft
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,081 sqft (0.737 acres)
Lot Width130 ft Width
PorchCovered/Finished Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number17411
Street Address450 DESCHAMPS RD
CitySUMTER
StateSC
Zip29154-9559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 Z28-57 130 FT -
Legal SubdivisionVILLAGE GREEN
Legal Lot Number2
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group2
Census Block2009
Census Tract1804

Owner

Source: Sumter County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address450 DESCHAMPS RD, SUMTER, SC 29154-9559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2024Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Jul 27, 2022Deed, Transfer
May 11, 2018Grant Deed, Transfer
ATTORNEY ONLY
Aug 1, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleJul 27, 2022 · Amount on Record
Deed Book / Page1328 / 4193
Record UpdatedSep 20, 2026

June 2024: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateJun 28, 2024
Property Address450 DESCHAMPS RD, SUMTER, SC 29154-9559
Document Number0013284193
Book / Page1328 / 4193
Map ReferenceMB Z-28 PG 57
Instrument DateJun 25, 2024
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$361.40
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 DESCHAMPS RD, SUMTER, SC 29154-9559

Mortgage

Document Number0013284197
DateJun 28, 2024
Instrument1328-4197
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

Mortgage

Document Number0013284214
DateJun 28, 2024
Book Page1328/4214
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateJul 27, 2022
Property Address450 DESCHAMPS RD, SUMTER, SC 29154-9559
Document Number0013045049
Book / Page1304 / 5049
Map ReferenceMB Z-28 PG 57
Instrument DateJul 26, 2022
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
Tax$366.30
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 DESCHAMPS RD, SUMTER, SC 29154-9559
InvestorPossibly a Property Investor

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUMTER SC
Recording DateMay 11, 2018
Property Address450 DESCHAMPS RD, SUMTER, SC 29154-9559
Document Number0012441535
Book / Page001244 / 001535
Instrument DateApr 17, 2018
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$103.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 RILEY ST SUMTER SC 291504717, SUMTER, SC 29150-4717

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSUMTER SC
Recording DateAug 1, 2017
Property Address450 DESCHAMPS RD, SUMTER, SC 29154-9559
Document Number0012353468
Book / Page001235 / 003468
Instrument DateJul 24, 2017
Transaction TypeForeclosure
Record UpdatedAug 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$198.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address450 DESCHAMPS RD SUMTER SC 291549559, SUMTER, SC 29154-9559
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$801.00 (-30.29%)$4,470 (+37.12%) Land $320 Building $4,150$111,794 (+36.88%) Land $8,000 Building $103,794
2023$3,260 (+50.93%) Land $320 Building $2,940$81,673 (+51.13%) Land $8,000 Building $73,673
2022$1,149.00$2,160 Land $320 Building $1,840$54,040 Land $8,000 Building $46,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 80% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FTC
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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