450 Cunningham Rd, Woodruff, SC 29388 Property Records

Spartanburg County property record for 450 Cunningham Rd, Woodruff, SC 29388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1971
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Apr 2025)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-4300-01200`

Property Details

APN / Parcel Number

Primary APN	`5-4300-01200`
Alternative APN	`102913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	3,148 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Basement
Porch	Porch
Porch Area	136 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	102913
Street Address	450 CUNNINGHAM RD
City	WOODRUFF
State	SC
Zip	29388-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PO LOT 4 BERRY CUNNINGHAM PROP PB 49-467 DB 71E-418 EASEMENT DEED DB 148F-684
Legal Subdivision	BERRY CUNNINGHAM ESTATE
Legal Lot Number	4
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	2
Census Block	2029
Census Tract	23409

Owner

450 Cunningham Rd is owned by a company that bought it in April 2025.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 170248, SPARTANBURG, SC 29301-0024
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Dec 16, 2021	Deed, Transfer · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	2025-16758
Deed Book / Page	151-K / 562
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	450 CUNNINGHAM RD, WOODRUFF, SC 29388-9700
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036484
Date	Aug 7, 2017
Instrument	2017-36484

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	TRAVELERS REST, SC 29690

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jul 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 16, 2021
Property Address	450 CUNNINGHAM RD, WOODRUFF, SC 29388-9700
Document Number	0000071054
Book / Page	135-B / 139
Map Reference	MB 35 PG 184
Instrument Date	Dec 13, 2021
Instrument	2021-71054
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CUNNINGHAM RD, WOODRUFF, SC 29388-9700

Mortgage

Document Number	0000071055
Date	Dec 16, 2021
Instrument	2021-71055

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 450 Cunningham Rd was $1,618, up 0.2% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,618.00 (+0.19%)	$10,973 Land $1,105 Building $9,868	$923,493 Land $676,793 Building $246,700
2024	$1,615.00
2023	$1,615.00 (+0.94%)	$11,097 (-59.98%) Land $1,229 Building $9,868	$546,419 (+18.22%) Land $299,719 Building $246,700
2022	$1,600.00	$27,732 Land $13,128 Building $14,604	$462,200 Land $218,800 Building $243,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 450 Cunningham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Cunningham Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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