450 College Rd, Eldorado, IL 62930 Property Records

Saline County property record for 450 College Rd, Eldorado, IL 62930

Property Summary

Property Type	Single Family Home
Lot Size	1.95 acres (85,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,500 (Jan 2021)
Tax Bill	$2,307 (2024)
Deeds & Mortgages	Jan 2021 Second Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-1-197-02`

Property Details

APN / Parcel Number

Primary APN	`04-1-197-02`

Exterior

Lot Area	85,298 sqft (1.95 acres)

Location & Zoning

Street Address	450 COLLEGE RD
City	ELDORADO
State	IL
Zip	62930-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL,S28,T08,R07 ,QNW,L ,B BEG SE COR SE SE NW RUN N 237' POB THENC W ETC 2203/810 1/2021W/D 06-28-100-002-0040
Legal Range	07
Legal Township	08
Legal Section	28
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	1
Census Block	1061
Census Tract	955100

Owner

Source: Saline County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 21948, SAINT PAUL, MN 55121-0948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK NA
Dec 19, 2019	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	2021275979
Deed Book / Page	2203 / 810
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	450 COLLEGE RD, ELDORADO, IL 62930-3714
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2203/830
Date	Jan 7, 2021
Book Page	2203/830
Instrument	275981

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE IL
Recording Date	Jan 7, 2021
Property Address	450 COLLEGE RD, ELDORADO, IL 62930-3714
Document Number	2203/810
Book / Page	2203 / 810
Instrument Date	Jan 6, 2021
Instrument	275979
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 COLLEGE RD, ELDORADO, IL 62930-3714

Mortgage

Document Number	275980
Date	Jan 7, 2021
Instrument	275980

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SALINE IL
Recording Date	Dec 19, 2019
Property Address	450 COLLEGE RD, ELDORADO, IL 62930-3714
Document Number	2183/0671
Book / Page	2183 / 0671
Instrument Date	Dec 3, 2019
Instrument	272649
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Tax	$85.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 COLLEGE RD, ELDORADO, IL 62930-3708

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,307.00 (+10.07%) Homeowner's exemption	$38,794 (+13.29%) Land $3,323 Building $35,471	$116,382 (+13.29%) Land $9,969 Building $106,413
2022		$34,243 (+5.69%) Land $2,933 Building $31,310	$102,729 (+5.69%) Land $8,799 Building $93,930
2021	$2,096.00 Homeowner's exemption	$32,398 Land $2,775 Building $29,623	$97,194 Land $8,325 Building $88,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2014)
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALINE VALLEY CONSERVANCY DISTRICT serves 3,921 people · EPA ID IL1655300
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Arsenic resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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