450 Cloverleaf Dr, Smiths Grove, KY 42171 Property Records

Edmonson County property record for 450 Cloverleaf Dr, Smiths Grove, KY 42171

Property Summary

Property Type	Single Family Home
Lot Size	0.807 acres (35,196 sqft)
Owner	Individual Name on File
Last Sale	$158,900 (Jan 2018)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-40-00-002.01`

Property Details

APN / Parcel Number

Primary APN	`043-40-00-002.01`
Alternative APN	`30890`

Exterior

Lot Area	35,196 sqft (0.807 acres)

Location & Zoning

Street Address	450 CLOVERLEAF DR
City	SMITHS GROVE
State	KY
Zip	42171-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 2A GREEN MEADOWS
Legal Lot Number	2
Jurisdiction	EDMONSON KY
Township / Civil Division	BROWNSVILLE
Census Block Group	2
Census Block	2033
Census Tract	920402

Owner

450 Cloverleaf Dr is owned and occupied by an individual who bought it in January 2018.

Source: Edmonson County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	450 CLOVERLEAF DR, SMITHS GROVE, KY 42171-8199
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 17, 2018	Deed, Transfer · FHA Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Deed Document Number	0000236392
Deed Book / Page	236 / 392
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Property Address	450 CLOVERLEAF DR, SMITHS GROVE, KY 42171-8199
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CLOVERLEAF DR, SMITHS GROVE, KY 42171-8199

Mortgage

Document Number	00M398/742
Date	Mar 28, 2023
Book Page	M398/742
Instrument	1727662

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Jan 17, 2018
Property Address	450 CLOVERLEAF DR, SMITHS GROVE, KY 42171-8199
Document Number	000236/392
Book / Page	236 / 392
Map Reference	CAB2 PG381
Instrument Date	Jan 9, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 S MAIN ST, BROWNSVILLE, KY 42210-9008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CLOVERLEAF DR, SMITHS GROVE, KY 42171-8199

Mortgage

Document Number	000338/279
Date	Jan 17, 2018
Book Page	338/279

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 450 Cloverleaf Dr was $1,547.

Source: Edmonson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Edmonson County
Unified School District	Edmonson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00	$170,000	$170,000
2023	$1,548.00	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Cloverleaf Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Cloverleaf Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMONSON CO WATER DISTRICT serves 17,848 people · EPA ID KY0310114
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2025 Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: South Central Rural Telecommunications Cooperative.

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