Mille Lacs County property record for 450 Central Ave S, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 936 sqft · built 1910 |
| Lot Size | 0.211 acres (9,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $33,500 (Dec 2017) |
| Tax Bill | $1,902 (2026) |
| Deeds & Mortgages | Aug 2023 Transfer Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-046-0220 |
| Primary APN | 21-046-0220 |
|---|
| Building Area | 936 sqft Total Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 9,202 sqft (0.211 acres) |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Street Address | 450 CENTRAL AVE S |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX S 4 FT |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | FIFTH ADDITION TO MILACA |
| Legal Block | 49 |
| Legal Lot Number | 5 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 450 CENTRAL AVE S, MILACA, MN 56353-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Intrafamily Transfer, Transfer |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC |
| Dec 6, 2017 | Deed, Transfer · Construction Mortgage FALCON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2017 · Amount on Record |
| Deed Sale | Dec 6, 2017 · Amount on Record |
| Prior Sale | Sep 22, 2008 |
| Deed Document Number | 2017403915 |
| Prior Transfer Date | Aug 28, 2008 |
| Prior Transfer Doc | 351298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Aug 29, 2023 |
| Property Address | 450 CENTRAL AVE S, MILACA, MN 56353-1129 |
| Document Number | 000A437676 |
| Instrument Date | Aug 11, 2023 |
| Instrument | A437676 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 CENTRAL AVE S, MILACA, MN 56353-1129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 450 CENTRAL AVE S, MILACA, MN 56353-1129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | ALL AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | A416177 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | A416177 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 6, 2017 |
| Property Address | 450 CENTRAL AVE S, MILACA, MN 56353-1129 |
| Document Number | A403915 |
| Instrument Date | Dec 5, 2017 |
| Instrument | A403915 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.55 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2054 NORCON LN, MORA, MN 55051-7137 |
| Document Number | A403916 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | A403916 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 5, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,902.00 (+12.81%) | $170,500 (+2.65%) Land $36,000 Building $134,500 | $170,500 (+2.65%) Land $36,000 Building $134,500 |
| 2025 | $1,686.00 (+9.34%) Homeowner's exemption | $166,100 (+18.73%) Land $32,000 Building $134,100 | $166,100 (+18.73%) Land $32,000 Building $134,100 |
| 2023 | $1,542.00 | $139,900 Land $28,000 Building $111,900 | $139,900 Land $28,000 Building $111,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1995–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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