450 Cedar St, Englewood, FL 34223 Property Records

Sarasota County property record for 450 Cedar St, Englewood, FL 34223

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,900 sqft · built 1996
Lot Size	0.919 acres (40,040 sqft)
Owner	2 Company Names on Record
Last Sale	$28,000 (Mar 2003)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0497-03-0048`

Property Details

APN / Parcel Number

Primary APN	`0497-03-0048`
Alternative APN	`497030048`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,900 sqft Living Area
Gross Area	4,730 sqft
1st Floor Area	2,900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	40,040 sqft (0.919 acres)
Lot Dimensions	280 ft deep x 143 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	510 sqft
Patio Area	766 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0497030048
Street Address	450 CEDAR ST
City	ENGLEWOOD
State	FL
Zip	34223-4006
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RSF3
Legal Description	LOT 7 BLK D PLAT OF ENGLEWOOD
Legal Range	19E
Legal Township	40S
Legal Section	25
Legal Subdivision	ENGLEWOOD PLAT OF
Legal Tract	54
Legal Block	D
Legal Lot Number	7
Jurisdiction	SARASOTA FL
Township / Civil Division	ENGLEWOOD
Census Block Group	1
Census Block	1013
Census Tract	2604

Owner

Source: Sarasota County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	450 CEDAR ST, ENGLEWOOD, FL 34223-4006
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Correction Deed SIMPLIFILE
Apr 29, 2026	Deed, Transfer SIMPLIFILE
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Apr 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2003 · Amount on Record
Deed Sale	Mar 27, 2003 · Amount on Record
Prior Sale	Feb 23, 1995 · Amount on Record
Deed Document Number	200357336
Deed Book / Page	200300 / 57336
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000078257
Record Updated	Oct 29, 2026

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	SARASOTA FL
Recording Date	Jun 9, 2026
Property Address	450 CEDAR ST, ENGLEWOOD, FL 34223-4006
Document Number	0000078257
Instrument Date	Jun 9, 2026
Instrument	202678257
Record Updated	Aug 29, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	450 CEDAR ST, ENGLEWOOD, FL 34223-4006

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 29, 2026
Property Address	450 CEDAR ST, ENGLEWOOD, FL 34223-4006
Document Number	0000057466
Instrument Date	Apr 28, 2026
Instrument	202657466
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	450 CEDAR ST, ENGLEWOOD, FL 34223-4006

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	450 CEDAR ST, ENGLEWOOD, FL 34223-4006
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050574
Date	Apr 15, 2020
Instrument	2020050574

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	450 CEDAR ST, ENGLEWOOD, FL 34223-4006
Document Number	0000047948
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 CEDAR ST ENGLEWOOD FL 342234006, ENGLEWOOD, FL 34223-4006

Mortgage

Document Number	0000047948
Date	Apr 13, 2018
Instrument	47948

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00 (+2.2%) Homeowner's exemption	$309,338 (+5.99%)	$670,100 (-12.63%) Land $143,600 Building $526,500
2024	$1,091.00 (+7.07%)
2023	$1,019.00 (+1.9%) Homeowner's exemption	$291,864 (+3%)	$767,000 (+6.62%) Land $169,300 Building $597,700
2022	$1,000.00 Homeowner's exemption	$283,363	$719,400 Land $162,000 Building $557,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	42 (1990–2024)
Claims Outside the SFHA	15 of 42
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 12 claims Hurricane Ian, Sep 2022 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531
Water Source	Groundwater
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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