450 Cedar St, Black Rock, AR 72415 Property Records

Lawrence County property record for 450 Cedar St, Black Rock, AR 72415

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,662 sqft
OwnerIndividual Name on Record
Last Sale$59,800 (Jul 2019)
Tax Bill$932 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN710-00581-000

Property Details

APN / Parcel Number

Primary APN710-00581-000
Alternative APN
  • 12385

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,662 sqft Living Area
1st Floor Area1,662 sqft
FlooringHardwood

Exterior

Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialFiberglass
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address450 CEDAR ST
CityBLACK ROCK
StateAR
Zip72415-9079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description120' X 200' S END
Legal SubdivisionBR0220 - SMITH'S
Legal Block1
JurisdictionLAWRENCE AR
Township / Civil DivisionBLACK ROCK
Census Block Group4
Census Block4033
Census Tract470200

Owner

Source: Lawrence County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address450 CEDAR ST, BLACK ROCK, AR 72415-9079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Warranty Deed, Transfer · USDA Mortgage
BANK OF ENGLAND
Jul 17, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2019 · Amount on Record
Deed SaleJul 17, 2019 · Amount on Record
Prior SaleSep 13, 2004
Deed Book / Page2019 / 6014
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE AR
Recording DateApr 8, 2022
Property Address450 CEDAR ST, BLACK ROCK, AR 72415-9079
Document Number02022/3692
Book / Page2022 / 3692
Instrument DateMar 31, 2022
Transaction TypeTransfer
Record UpdatedMay 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 MERRIFIELD CT, 106, GAFFNEY, SC 29340-2754

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 CEDAR ST, BLACK ROCK, AR 72415-9079

Mortgage

Document Number0020223695
DateApr 8, 2022
Instrument2022/3695
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE AR
Recording DateJul 17, 2019
Property Address450 CEDAR ST, BLACK ROCK, AR 72415-9079
Document Number2019/06014
Book / Page2019 / 06014
Instrument DateJul 17, 2019
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyNOT AVAILABLE, MULLEN ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$198.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 211, BLACK ROCK, AR 72415-0211

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 CEDAR ST, BLACK ROCK, AR 72415-9079

Mortgage

Document Number201906017
DateJul 17, 2019
Instrument2019/06017
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateArkansas
MunicipalityBlack Rock City
CountyLawrence County
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,414 (-) Land $800 Building $19,614$102,070 (-) Land $4,000 Building $98,070
2025$932.00 (+180.72%) Homeowner's exemption$20,414 (-) Land $800 Building $19,614
2024$332.00 (-34.52%)
2023$507.00 Homeowner's exemption$20,414 Land $800 Building $19,614$102,070 Land $4,000 Building $98,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (2008–2025)
Claims Outside the SFHA2 of 7
Most Recent ClaimApr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2025 · 3 claims
  • Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACK ROCK WATERWORKS
serves 1,807 people · EPA ID AR0000302
Water SourceGroundwater
Last State InspectionApr 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Empower, delivered by CECC
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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