450 Cato Rd, Brandon, MS 39042 Property Records

Rankin County property record for 450 Cato Rd, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,859 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Sep 2022 Refinance Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M03 000033 00000`

Property Details

APN / Parcel Number

Primary APN	`M03 000033 00000`
Alternative APN	`44403`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,859 sqft Adjusted Area
1st Floor Area	3,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	44403
Street Address	450 CATO RD
City	BRANDON
State	MS
Zip	39042-7671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 528.6 X 412 IN NE4 SE4 DB 319 PG 651 0030375 DB 458 PG 0676 0020684 DB 500 PG 0431 0020486 CB 0002-0000 PG 3188-0000 0020
Legal Range	04E
Legal Township	03N
Legal Section	02
Jurisdiction	RANKIN MS
Township / Civil Division	3
Census Block Group	2
Census Block	2007
Census Tract	20901

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 CATO RD, BRANDON, MS 39042-7671
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTMARK NATIONAL BANK
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Apr 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMPEOPLE CREDIT UNION
Jun 2, 2025	Warranty Deed, Transfer
Apr 4, 2025	Warranty Deed, Transfer · Conventional Mortgage EMPEOPLE CREDIT UNION
Jul 26, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025
Deed Sale	Apr 4, 2025
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Book / Page	2025 / 7206
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	450 CATO RD, BRANDON, MS 39042-7671
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095555
Date	Sep 15, 2022
Book Page	3022/95555

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	450 CATO RD, BRANDON, MS 39042-7671
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081494
Date	Aug 4, 2022
Book Page	3022/81494

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	450 CATO RD, BRANDON, MS 39042-7671
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024518
Date	Apr 4, 2025
Book Page	3025/24518

Lender

Name	EMPEOPLE CREDIT UNION
Address	PO BOX 339, MOLINE, IL 61266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2035

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jun 2, 2025
Property Address	450 CATO RD, BRANDON, MS 39042-7671
Document Number	0000011669
Book / Page	2025 / 11669
Instrument Date	Jun 2, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 CATO RD, BRANDON, MS 39042-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CATO RD, BRANDON, MS 39042-7671

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 4, 2025
Property Address	450 CATO RD, BRANDON, MS 39042-7671
Document Number	0000007206
Book / Page	2025 / 7206
Instrument Date	Apr 3, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12765 LAKE CONROE BAY RD, WILLIS, TX 77318-3237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 CATO RD, BRANDON, MS 39042-7671

Mortgage

Document Number	0302524503
Date	Apr 4, 2025
Instrument	3025/24503

Lender

Name	EMPEOPLE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Jul 26, 2018
Property Address	450 CATO RD, BRANDON, MS 39042-7671
Document Number	0000015522
Instrument	15522
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (-35.54%) Homeowner's exemption Disabled Person's exemption	$23,451 (+10.43%)
2024	$2,057.00 (+198.55%)		$225,820 (+10.86%) Land $25,500 Building $200,320
2023		$21,237
2021			$203,690 Land $26,700 Building $176,990
2019	$689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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