Union County property record for 450 Caleb St, Monroe, NC 28110 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2025) |
| Tax Bill | $3,366 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-177-200 |
| Primary APN | 09-177-200 |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 8,494 sqft (0.195 acres) |
| Street Address | 450 CALEB ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #25 KELLERTON PLACE PH2 MP2 OPCQ805-807 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 20401 |
Source: Union County records · APN 09-177-200
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 CALEB ST, MONROE, NC 28110-8382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 14, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 20, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on Record |
| Deed Sale | Mar 14, 2025 · Amount on Record |
| Deed Document Number | 20256131 |
| Deed Book / Page | 9078 / 751 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 14, 2025 |
| Property Address | 450 CALEB ST, MONROE, NC 28110-8382 |
| Document Number | 0009078751 |
| Book / Page | 9078 / 751 |
| Map Reference | CAB Q FILE 805-807 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 6131 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5010 W BROAD ST # ST3221, ST3221, SUGAR HILL, GA 30518-5200 |
| Name | Verified Name |
|---|---|
| Address | 450 CALEB ST, MONROE, NC 28110-8382 |
| Document Number | 0000006132 |
|---|---|
| Date | Mar 14, 2025 |
| Instrument | 6132 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 20, 2022 |
| Property Address | 450 CALEB ST, MONROE, NC 28110-8382 |
| Document Number | 0008628462 |
| Book / Page | 8628 / 462 |
| Map Reference | CAB Q FILE 805-807 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 41382 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $798.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781 |
| Name | Verified Name |
|---|---|
| Address | 450 CALEB ST, MONROE, NC 28110-8382 |
| Document Number | 0000041383 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 41383 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,366.00 | $385,100 Land $77,300 Building $307,800 | $385,100 Land $77,300 Building $307,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020, other causes |
| Wildfire Risk | Low above 3% of the US · above 2% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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