Madison County property record for 450 Caleast Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $138,000 (Jan 1996) |
| Tax Bill | $2,516 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0057-0000-0034-BK |
| Primary APN | 0057-0000-0034-BK |
|---|---|
| Alternative APNs |
|
| Account Number | 76166 |
|---|---|
| Street Address | 450 CALEAST RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALEAST PLACE LOT 9 |
| Legal Subdivision | CALEAST PLAC |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10802 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 CALEAST RD, RICHMOND, KY 40475-9668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 1996 · Amount on Record |
| Deed Sale | Jan 18, 1996 · Amount on Record |
| Deed Document Number | 0000462256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 450 CALEAST RD, RICHMOND, KY 40475-9668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G |
| Name | Verified Name |
|---|
| Document Number | M01788/262 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | M01788/262 |
| Instrument | 2013971492 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,516.00 (-0.44%) Homeowner's exemption | $316,000 (+2.97%) | $316,000 (+2.97%) |
| 2023 | $2,527.00 Homeowner's exemption | $306,900 | $306,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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