450 Buchanan St, Troy, MO 63379 Property Records

Lincoln County property record for 450 Buchanan St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1900
Lot Size	0.189 acres (8,233 sqft)
Owner	Company Name on File
Tax Bill	$788 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-003-017-003.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-003-017-003.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
Basement Area	896 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	450 BUCHANAN ST
City	TROY
State	MO
Zip	63379-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 75' LOT 13 & S 75' OF W 20' LOT 14, BLK 1 PERKINS ADDITION, SURVEY Y/99
Legal Range	01W
Legal Township	49
Legal Section	26
Legal Subdivision	PERKINS ADDITION
Legal Block	1
Legal Lot Number	13-14 14
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	5
Census Block	5035
Census Tract	810305

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	170 FAWN RIDGE DR, TROY, MO 63379-5802
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO
Oct 30, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Aug 5, 2019	Warranty Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2023
Deed Sale	Oct 30, 2023
Prior Sale	Aug 5, 2019
Deed Document Number	2023008292
Deed Book / Page	2495 / 48
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	450 BUCHANAN ST, TROY, MO 63379-1009
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002496/526
Date	Dec 26, 2023
Book Page	2496/526
Instrument	2023009786

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 30, 2023
Property Address	450 BUCHANAN ST, TROY, MO 63379-1009
Document Number	0002495/48
Book / Page	2495 / 48
Map Reference	MB 5 PG 195
Instrument Date	Oct 27, 2023
Instrument	2023008292
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 2ND ST, TROY, MO 63379-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 FAWN RIDGE DR, TROY, MO 63379-5802

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 5, 2019
Property Address	450 BUCHANAN ST, TROY, MO 63379-1009
Document Number	2436/0772
Book / Page	2436 / 0772
Map Reference	DD 5 PG 195
Instrument Date	Aug 5, 2019
Instrument	2019006643
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 FOURFIELD DR, TROY, MO 63379-4506

Mortgage

Document Number	2019006644
Date	Aug 5, 2019
Instrument	2019006644

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2034

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00	$12,553 (+11.9%) Land $1,689 Building $10,864	$66,070 (+11.91%) Land $8,890 Building $57,180
2023		$11,218 Land $1,127 Building $10,091	$59,040 Land $5,930 Building $53,110
2022	$673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SysTec Wireless Communications, Wisper ISP.

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