Kendall County property record for 450 Bower Ln, Oswego, IL 60543
| Property Type | Recreational Vacant Land |
|---|---|
| Lot Size | 0.17 acres (7,409 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Mar 2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-434-006 |
| Primary APN | 03-16-434-006 |
|---|
| Lot Area | 7,409 sqft (0.17 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Street Address | 450 BOWER LN |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-3200 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Legal Description | LOT 201 PIPER GLEN PHASE 1 VILLAGE OF OSWEGO |
| Legal Subdivision | VILLAGE OF OSWEGO |
| Legal Lot Number | 201 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 890107 |
450 Bower Ln, recreational vacant land, is owned by two individuals who bought it in March 2026.
Source: Kendall County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3081 RENARD LN, SAINT CHARLES, IL 60175-4652 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on File |
| Deed Sale | Mar 6, 2026 · Amount on File |
| Deed Document Number | 20263106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Mar 6, 2026 |
| Property Address | 450 BOWER LN, OSWEGO, IL 60543-3200 |
| Document Number | 0000003106 |
| Map Reference | DOC 202300011973 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 202600003106 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2135 CITY GATE LN STE 620, 620, NAPERVILLE, IL 60563-3064 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 450 BOWER LN, OSWEGO, IL 60543-3200 |
| Document Number | 0000003107 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 202600003107 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $19 Land $19 | $57 Land $57 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 450 Bower Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 450 Bower Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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