Grainger County property record for 450 Bluff Rd, Rutledge, TN 37861
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,520 sqft · built 1950 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2022) |
| Tax Bill | $586 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029066 07700 |
| Primary APN | 029066 07700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Attic Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 61,420 sqft (1.41 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 175 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 450 BLUFF RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: G01 |
| Legal Tract | 1 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 500301 |
Source: Grainger County assessment roll, APN 029066 07700, as of May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 03, 2022 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 29, 2021 | Intrafamily Transfer, Transfer |
| Jul 06, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2022 · Amount on Record |
| Deed Sale | Oct 03, 2022 · Amount on Record |
| Prior Sale | Jun 05, 2002 |
| Deed Document Number | 22003605 |
| Deed Book / Page | 409 / 823 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Oct 03, 2022 |
| Property Address | 450 BLUFF RD, RUTLEDGE, TN 37861-4046 |
| Document Number | 0000003605 |
| Book / Page | 409 / 823 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 22003605 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 BLUFF RD, RUTLEDGE, TN 37861-4046 |
| Document Number | 0000003606 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 22003606 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Jul 29, 2021 |
| Property Address | 450 BLUFF RD, RUTLEDGE, TN 37861-4046 |
| Document Number | 0000002604 |
| Book / Page | 396 / 1310 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 21002604 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 BLUFF RD, RUTLEDGE, TN 37861-4046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Jul 06, 2021 |
| Property Address | 450 BLUFF RD, RUTLEDGE, TN 37861-4046 |
| Document Number | 2257 |
| Book / Page | 395 / 1738 |
| Instrument Date | Jul 06, 2021 |
| Instrument | 21002257 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 BLUFF RD, RUTLEDGE, TN 37861-4046 |
Source: Grainger County assessment roll as of May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $586.00 | $24,950 (-) Land $4,275 Building $20,675 | |
| 2024 | $586.00 | $24,950 (-) Land $4,275 Building $20,675 | |
| 2023 | $586.00 (+2.27%) | $24,950 (-) Land $4,275 Building $20,675 | |
| 2022 | $573.00 | $24,950 Land $4,275 Building $20,675 | |
| 2021 | $99,800 Land $17,100 Building $82,700 |
Source: FEMA National Flood Hazard Layer, Grainger County (47057C), as of December 16, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470575003013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 62% of the US · above 84% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 9 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foursight Communications Fiber | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system TN0000600, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RUTLEDGE WATER SYSTEM serves 2,137 people |
|---|---|
| Water Source | Purchased surface water from BEAN STATION UTILITY DISTRICT |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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