450 Berkshire Rd, Elyria, OH 44035 Property Records

Lorain County property record for 450 Berkshire Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,421 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$93,000 (May 1996)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-031-106-022`

Property Details

APN / Parcel Number

Primary APN	`06-25-031-106-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	461 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	146 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	96 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	450 BERKSHIRE RD
City	ELYRIA
State	OH
Zip	44035-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 4 FRNT 0065.00 DPTH 0150.00
Legal Subdivision	SPRING VALLEY 4 FRNT
Legal Tract	25
Legal Block	106
Legal Lot Number	391
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3004
Census Tract	70101

Owner

Source: Lorain County records · APN 06-25-031-106-022

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 BERKSHIRE RD, ELYRIA, OH 44035-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 1996 · Amount on Record
Deed Sale	May 28, 1996 · Amount on Record
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	450 BERKSHIRE RD, ELYRIA, OH 44035-2914
Document Number	0000765509
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 02, 2020
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	450 BERKSHIRE RD ELYRIA OH 440352914, ELYRIA, OH 44035-2914

Mortgage

Document Number	0000765509
Date	Jun 19, 2020
Instrument	765509

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00	$50,920 (+%) Land $9,920 Building $41,000	$145,480 (-) Land $28,340 Building $117,140
2024	$1,418.00 (-32.19%)	$50,918 (+32.66%) Land $9,919 Building $40,999	$145,480 (+32.66%) Land $28,340 Building $117,140
2023	$2,091.00 (+0.38%)	$38,382 (+0.01%) Land $7,858 Building $30,524	$109,660 (-) Land $22,450 Building $87,210
2022	$2,083.00	$38,380 Land $7,860 Building $30,520
2021			$109,660 Land $22,450 Building $87,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 353 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.