Morgan County property record for 450 Bell Point Rd, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,472 sqft · built 1991 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-14-0-000-008.001 |
| Primary APN | 09-06-14-0-000-008.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 3,472 sqft Living Area |
| 1st Floor Area | 2,600 sqft |
| Basement Area | 872 sqft |
| Finished Basement | 872 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 200,376 sqft (4.6 acres) |
| Garage Area | 1,355 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 38304 |
|---|---|
| Street Address | 450 BELL POINT RD |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754-6507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR OF NE1/4 OF NW1/4 OF SEC 14, T6S, R1W, TH N 221.78' TO TPOB, TH CONT N 222' TH E 817.73' 850'S TO E R/W OF A RD |
| Legal Range | 1W |
| Legal Township | 6S |
| Legal Section | 14 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 5704 |
450 Bell Point Rd is owned and occupied by an individual.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 450 BELL POINT RD, LACEYS SPRING, AL 35754-6507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 450 BELL POINT RD, LACEYS SPRING, AL 35754-6507 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020/13306 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 2020/13306 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 450 BELL POINT RD, LACEYS SPRING, AL 35754-6507 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/69479 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 2021/69479 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 162 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 450 Bell Point Rd was $1,948 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,948.00 | $53,500 (-) Land $7,610 Building $45,890 | $535,000 (-) Land $76,100 Building $458,900 |
| 2024 | $53,500 (+4.31%) Land $7,610 Building $45,890 | $535,000 (+4.31%) Land $76,100 Building $458,900 | |
| 2023 | $1,948.00 (+12.34%) Homeowner's exemption | $51,290 (+7.28%) Land $7,030 Building $44,260 | $512,900 (+7.28%) Land $70,300 Building $442,600 |
| 2022 | $1,734.00 Homeowner's exemption | $47,810 Land $6,390 Building $41,420 | $478,100 Land $63,900 Building $414,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Bell Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Bell Point Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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