450 Baker Mill Rd, Cleveland, NC 27013 Property Records

Rowan County property record for 450 Baker Mill Rd, Cleveland, NC 27013

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,322 sqft · built 1994
Lot Size	4.58 acres (199,505 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Dec 2021)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258 028`

Property Details

APN / Parcel Number

Primary APN	`258 028`
Alternative APN	`548851000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	199,505 sqft (4.58 acres)
Porch	Porch
Porch Area	36 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	450 BAKER MILL RD
City	CLEVELAND
State	NC
Zip	27013-9044
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	4.41AC L18
Legal Subdivision	SANDY RIDGE
Jurisdiction	ROWAN NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1035
Census Tract	51904

Owner

450 Baker Mill Rd, a mobile home, is owned and occupied by two individuals who acquired it in April 2026.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 BAKER MILL RD, CLEVELAND, NC 27013-9044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Affidavit, Transfer · FHA Mortgage ADVANTAGEFIRST LNDG INC
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LNDG INC
Dec 15, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Feb 25, 2000 · Amount on File
Deed Book / Page	1391 / 86
Last Transfer Date	Apr 15, 2026
Transfer Doc	1481000206
Record Updated	Oct 29, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ROWAN NC
Recording Date	Apr 15, 2026
Property Address	450 BAKER MILL RD, CLEVELAND, NC 27013-9044
Document Number	1481000206
Book / Page	1481 / 206
Instrument Date	Apr 15, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1481000207,
Date	Apr 15, 2026
Book Page	1481/207

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Apr 15, 2026
Property Address	450 BAKER MILL RD, CLEVELAND, NC 27013-9044
Document Number	1481000207
Book / Page	1481 / 207
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 BAKER MILL RD, CLEVELAND, NC 27013-9044

Mortgage

Document Number	1481000207,
Date	Apr 15, 2026
Book Page	1481/207

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 15, 2021
Property Address	450 BAKER MILL RD, CLEVELAND, NC 27013-9044
Document Number	0013910086
Book / Page	1391 / 86
Map Reference	MB 9995 PG 2108
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6122 RANDOLPH AVE, 6122, ORLANDO, FL 32809-5116

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139187
Date	Dec 15, 2021
Instrument	1391/87

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$140,104 (-) Land $39,000 Building $101,104	$140,104 Land $39,000 Building $101,104
2025	$140,104 Land $39,000 Building $101,104
2023	$140,104 Land $39,000 Building $101,104	$140,104 Land $39,000 Building $101,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Baker Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Baker Mill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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