Polk County property record for 450 Archaic Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,118 sqft · built 2006 |
| Lot Size | 0.248 acres (10,816 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Jun 2017) |
| Tax Bill | $2,095 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Jan 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-02-356720-000120 |
| Primary APN | 25-29-02-356720-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,118 sqft Living Area |
| Gross Area | 2,601 sqft |
| 1st Floor Area | 2,118 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,816 sqft (0.248 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
| Porch | Screened/Unfinished Porch |
| Porch Area | 298 sqft |
| Street Address | 450 ARCHAIC DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE @ SPIRIT LAKE PHASE ONE PB 106 PGS 4 & 5 LYING IN A PORTION OF SECTIONS 1 & 2 T29 R25 ...LOT 12 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | VILLAGE @ SPIRIT LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 356720 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 14701 |
450 Archaic Dr is owned and occupied by two individuals who acquired it in January 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 450 ARCHAIC DR, WINTER HAVEN, FL 33880-1676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jan 3, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage FBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Prior Sale | Aug 28, 2014 · Amount on File |
| Deed Book / Page | 10169 / 510 |
| Last Transfer Date | Jan 3, 2019 |
| Transfer Doc | 0000001837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 450 ARCHAIC DR, WINTER HAVEN, FL 33880-1676 |
| Document Number | 0114811498 |
| Instrument Date | Nov 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 450 ARCHAIC DR WINTER HAVEN FL 338801676, WINTER HAVEN, FL 33880-1676 |
| Document Number | 0114811498 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 011481/001498 |
| Instrument | 261195 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 6, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 3, 2019 |
| Property Address | 450 ARCHAIC DR, WINTER HAVEN, FL 33880-1676 |
| Document Number | 0107141611 |
| Book / Page | 010714 / 001611 |
| Instrument Date | Jan 3, 2019 |
| Instrument | 1837 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 ARCHAIC DR WINTER HAVEN FL 338801676, WINTER HAVEN, FL 33880-1676 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 7, 2017 |
| Property Address | 450 ARCHAIC DR, WINTER HAVEN, FL 33880-1676 |
| Document Number | 0101690510 |
| Book / Page | 010169 / 000510 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 108485 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | RP TITLE AND ESCROW LLC, RP TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3731 IMPERIAL DR WINTER HAVEN FL 338805077, WINTER HAVEN, FL 33880-5077 |
| Document Number | 101690512 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 010169/000512 |
| Instrument | 108486 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2047 |
The 2025 property tax bill for 450 Archaic Dr was $2,095 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,062 (+1.89%) | $328,039 (+3.79%) Land $50,000 Building $278,039 | |
| 2025 | $2,095.00 Homeowner's exemption | $202,245 | $316,055 Land $50,000 Building $266,055 |
| 2023 | $2,717.00 (+5.51%) Homeowner's exemption | $190,820 (+3%) | $314,225 (+11.75%) Land $48,000 Building $266,225 |
| 2022 | $2,575.00 Homeowner's exemption | $185,262 | $281,175 Land $40,000 Building $241,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 450 Archaic Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 450 Archaic Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CYPRESS ACRES MOBILE HOME PARK private · serves 78 people · EPA ID FL6530677 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | CENTRAL |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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