450 2nd St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 450 2nd St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,288 sqft · built 1868
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$52,000 (Oct 2011)
Tax Bill	$1,893 (2026)
Deeds & Mortgages	May 2020 Loan Modification May 2020 Mortgage + 1 more
APN	`381700 111.44-7-40`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-7-40`
Alternative APN	`1204740`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,288 sqft Total Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,144 sqft

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1868
Architectural Style	Other
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1204740
Street Address	450 2ND ST
City	TROY
State	NY
Zip	12180-5519
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Description	2 STY BRK HSE 32-3/270 SOLE BEN/MI COLLINS
Legal Block	7
Legal Lot Number	40.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2008
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 OAKWOOD DR, EAST GREENBUSH, NY 12061-1817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Loan Modification, Mortgage D & C TROY PROPERTIES LLC
May 19, 2020	Deed of Trust, Mortgage COMMUNITY BK NA
May 9, 2020	Loan Modification, Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2011 · Amount on Record
Deed Sale	Oct 5, 2011 · Amount on Record
Deed Book / Page	6047 / 151
Prior Transfer Date	Nov 8, 2006
Prior Transfer Doc	0038200000000059
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	450 2ND ST, TROY, NY 12180-5519
Document Number	0000568798
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	58 MIDDLEBURGH ST TROY NY 121801435, TROY, NY 12180-1435

Mortgage

Document Number	0000568798
Date	May 28, 2020
Book Page	009171/000264
Instrument	568798

Lender

Name	D & C TROY PROPERTIES LLC
Address	2 OAKWOOD DR, EAST GREENBUSH, NY 12061-1817

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	450 2ND ST, TROY, NY 12180-5519
Document Number	0000568530
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 OAKWOOD DR EAST GREENBUSH NY 120611817, EAST GREENBUSH, NY 12061-1817

Mortgage

Document Number	0000568530
Date	May 21, 2020
Book Page	009166/000219
Instrument	568530

Lender

Name	COMMUNITY BK NA
Address	ALBANY, NY 12211

Agreement

Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RENSSELAER NY
Property Address	450 2ND ST, TROY, NY 12180-5519
Document Number	0000568800
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 OAKWOOD DR EAST GREENBUSH NY 120611817, EAST GREENBUSH, NY 12061-1817

Mortgage

Document Number	0000568800
Date	May 28, 2020
Book Page	009171/000280
Instrument	568800

Lender

Name	COMMUNITY BK NA
Address	ALBANY, NY 12211

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,893.00 (-22.07%)
2025	$2,429.00 (+3.14%)	$52,000 (-) Land $8,800 Building $43,200	$89,000 (+19.78%) Land $15,062 Building $73,938
2023		$52,000 (-) Land $8,800 Building $43,200	$74,300 (+8.59%) Land $12,574 Building $61,726
2022	$2,355.00	$52,000 Land $8,800 Building $43,200	$68,421 Land $11,579 Building $56,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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