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45 Zelina Ct, Covington, GA 30016 Property Records

Newton County property record for 45 Zelina Ct, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,031 sqft · built 2008
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Aug 2010)
Tax Bill$3,483 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0045C-00000-103-000

Property Details

APN / Parcel Number

Primary APN0045C-00000-103-000
Alternative APNs
  • 0045C 103
  • 20848

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area3,031 sqft Heated Area
1st Floor Area49 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Garage Area670 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area35 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20848
Old Parcel Number0045C 103
Street Address45 ZELINA CT
CityCOVINGTON
StateGA
Zip30016-0266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 103 HOLLY HILLS PHII
Legal SubdivisionHOLLY HILLS
Legal Phase2
Legal Lot Number103
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group2
Census Block2001
Census Tract100507

Owner

45 Zelina Ct is owned and occupied by an individual who bought it in August 2010.

Source: Newton County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address45 ZELINA CT, COVINGTON, GA 30016-0266
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 14, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2010 · Amount on File
Deed SaleAug 20, 2010 · Amount on File
Deed Document Number0002843483
Deed Book / Page2843 / 483
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address45 ZELINA CT, COVINGTON, GA 30016-0266
Document Number0040770762
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ZELINA CT COVINGTON GA 300160266, COVINGTON, GA 30016-0266

Mortgage

Document Number0040770762
DateOct 2, 2020
Book Page004077/000762
Instrument14021
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2040

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address45 ZELINA CT, COVINGTON, GA 30016-0266
Document Number0040600311
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 ZELINA CT COVINGTON GA 300160266, COVINGTON, GA 30016-0266

Mortgage

Document Number0040600311
DateAug 31, 2020
Book Page004060/000311
Instrument12049
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueAug 30, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 45 Zelina Ct was $3,483 with a homeowner's exemption, down 0.6% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,483.00 (-0.63%) Homeowner's exemption$142,920 (+1.65%) Land $20,000 Building $122,920$357,300 (+1.65%) Land $50,000 Building $307,300
2024$3,505.00 Homeowner's exemption$140,600 (+2.06%) Land $20,000 Building $120,600$351,500 (+2.06%) Land $50,000 Building $301,500
2023$137,760 Land $7,200 Building $130,560$344,400 Land $18,000 Building $326,400
2022$2,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Zelina Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Zelina Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWTON CO. WATER-SEWERAGE AUTH
serves 74,364 people · EPA ID GA2170004
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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