45 Zeliff Ave, Sherman (Garretson), SD 57030 Property Records

Minnehaha County property record for 45 Zeliff Ave, Sherman, SD 57030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1950
Lot Size	0.367 acres (15,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Oct 2018)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-12-04-252-010-000`

Property Details

APN / Parcel Number

Primary APN	`01-12-04-252-010-000`
Alternative APN	`24186`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Finished Area
1st Floor Area	900 sqft
Upper Floors Area	450 sqft
Basement Area	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,978 sqft (0.367 acres)
Lot Dimensions	142 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic

Location & Zoning

Account Number	24186
Street Address	45 ZELIFF AVE
City	SHERMAN
State	SD
Zip	57030-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 TO 10 (EX W50` LOT 8 & EX W5 0` S30.65` LOT 9 BLK 9) BLOCK 9 SHERMAN CI TY ORIGINAL SUBD
Legal Subdivision	GINAL SUBD
Legal Block	9
Legal Lot Number	8-10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SHERMAN
Census Block Group	1
Census Block	1126
Census Tract	10101

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 E HEATHERWOOD DR, BRANDON, SD 57005-2508
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage QUOIN FINANCIAL BANK
Oct 3, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Book / Page	585-D / 0609
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000129659
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	45 ZELIFF AVE, SHERMAN, SD 57030-2106
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1946MTG/735
Date	Feb 15, 2022
Book Page	1946 MTG/735

Lender

Name	QUOIN FINANCIAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 3, 2018
Property Address	45 ZELIFF AVE, SHERMAN, SD 57030-2106
Document Number	585DEED/0609
Book / Page	585 DEED / 0609
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 ZELIFF AVE, SHERMAN, SD 57030-2106

Mortgage

Document Number	1848MTG322
Date	Oct 3, 2018
Instrument	1848 MTG/322

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sherman Town
Unified School District	Garretson School District 49-4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,109 (-1.1%) Land $3,956 Building $76,153	$80,109 Land $3,956 Building $76,153
2025	$1,107.00	$81,000 (+5.74%) Land $4,000 Building $77,000
2024	$1,107.00 (+3.94%)	$76,600 (-2.05%) Land $4,000 Building $72,600
2022	$1,065.00	$78,200 Land $4,000 Building $74,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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