45 Yale Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 45 Yale Ave, Ossining, NY 10562

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,258 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Tax Bill	$13,636 (2026)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 89.15-2-57`

Property Details

APN / Parcel Number

Primary APN	`554203 89.15-2-57`
Alternative APN	`55420300211 017 019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,258 sqft Total Area
1st Floor Area	504 sqft
Attic	Attic
Attic Area	250 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	110 ft deep x 36 ft wide
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 YALE AVE
City	OSSINING
State	NY
Zip	10562-3421
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	2
Legal Lot Number	57.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1002
Census Tract	13600

Owner

45 Yale Ave, a duplex, is owned by an individual.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4403 15TH AVE, 539, BROOKLYN, NY 11219-1604
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 3, 2023
Property Address	45 YALE AVE, OSSINING, NY 10562-3421
Document Number	0630903090
Map Reference	MAP 836
Instrument Date	Apr 17, 2023
Instrument	630903090
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	LANDMARK ABSTRACT AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MADISON HILL RD, AIRMONT, NY 10901-7136

Mortgage

Document Number	0631223350
Date	May 3, 2023
Instrument	631223350

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 45 Yale Ave was $13,636, up 36.7% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,636.00 (+36.74%)
2025	$9,972.00	$417,400 (-0.48%) Land $213,700 Building $203,700	$417,400 (-0.48%) Land $213,700 Building $203,700
2024		$419,400 (+7.07%) Land $92,800 Building $326,600	$419,400 (+7.07%) Land $92,800 Building $326,600
2023		$391,700 Land $92,800 Building $298,900	$391,700 Land $92,800 Building $298,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Yale Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Yale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Yale Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures