45 Wray Ave, Sausalito, CA 94965 Property Records

Marin County property record for 45 Wray Ave, Sausalito, CA 94965

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,426 sqft · built 1969
Lot Size0.226 acres (9,855 sqft)
OwnerIndividual Name on Record
Last Sale$1,050,000 (Jul 1999)
Tax Bill$21,691 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN064-204-22

Property Details

APN / Parcel Number

Primary APN064-204-22

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,426 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1975
Architectural StyleContemporary
Lot Area9,855 sqft (0.226 acres)
Garage Area785 sqft
Parking Spaces3 Parking Spaces
Deck Area804 sqft
Patio Area804 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address45 WRAY AVE
CitySAUSALITO
StateCA
Zip94965-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP A3 627
Legal SubdivisionSAUSALITO LAND & FERRY CO
Legal Block33
Legal Lot Number41
JurisdictionMARIN CA
Township / Civil DivisionSOUTHEAST MARIN
Census Block Group3
Census Block3005
Census Tract130204

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 WRAY AVE, SAUSALITO, CA 94965-1830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 1999 · Amount on Record
Deed SaleJul 30, 1999 · Amount on Record
Deed Document Number199956984
Prior Transfer DateJan 14, 1994
Prior Transfer Doc0000004313
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARIN CA
Property Address45 WRAY AVE, SAUSALITO, CA 94965-1830
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039476
DateOct 22, 2019
Instrument2019-0039476
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.55%
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.55%
Index1-Year LIBOR
Max Rate8.55%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMarin County
MunicipalitySausalito City
Elementary School DistrictSausalito Elementary School District (KG - 08)
Secondary School DistrictTamalpais Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,645,989 (+2%) Land $1,175,716 Building $470,273
2025$21,691.00 (+4.85%) Homeowner's exemption$1,613,723 (+4.04%) Land $1,152,669 Building $461,054
2023$20,688.00 (+4.98%) Homeowner's exemption$1,551,070 Land $1,107,916 Building $443,154
2022$19,706.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 75% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARIN MUNICIPAL WATER DISTRICT
serves 188,116 people · EPA ID CA2110002
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

Nearby Properties on Wray Ave

Nearby Streets

Search Property Records by Address or Parcel Number