45 Woods Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 45 Woods Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,616 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2019)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20D07800B`

Property Details

APN / Parcel Number

Primary APN	`20D07800B`
Alternative APN	`29479`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,616 sqft Heated Area
1st Floor Area	1,016 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	84 ft deep x 95 ft wide
Garage Type	Unfinished
Garage Area	389 sqft
Porch	Open Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29479
Street Address	45 WOODS DR
City	RINGGOLD
State	GA
Zip	30736-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTZ
Legal Description	LOT 1 FRANK FLINN ENTERPRISES LLC
Legal Lot Number	1
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4022
Census Tract	30402

Owner

45 Woods Dr is owned and occupied by an individual who bought it in April 2019.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	45 WOODS DR, RINGGOLD, GA 30736-6724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FEDERAL CREDIT UNION
Mar 12, 2021	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Deed Document Number	0001985212
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	45 WOODS DR, RINGGOLD, GA 30736-6724
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WOODS DR, RINGGOLD, GA 30736-6724

Mortgage

Document Number	0022500000000507
Date	Nov 1, 2022
Book Page	0000002250/0000000507
Instrument	008861

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	45 WOODS DR, RINGGOLD, GA 30736-6724
Document Number	0021220168
Instrument Date	Mar 12, 2021
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WOODS DR RINGGOLD GA 307366724, RINGGOLD, GA 30736-6724

Mortgage

Document Number	0021220168
Date	Mar 17, 2021
Book Page	002122/000168

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 45 Woods Dr was $2,252.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00	$118,647 Land $5,074 Building $113,573	$296,616 Land $12,684 Building $283,932
2023	$2,024.00 (+25.95%)	$90,412 Land $5,074 Building $85,338	$226,029 Land $12,684 Building $213,345
2022	$1,607.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Woods Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Woods Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber · DSL in parts of the area	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Woods Dr

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