45 Woodcrest Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Woodcrest Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 2021
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Sep 2023)
Tax Bill	$1,427 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456100522074000`

Property Details

APN / Parcel Number

Primary APN	`456100522074000`
Alternative APNs	`54507` `61134`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Heated Area
Basement Area	1,040 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	173 ft deep x 209 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61134
Street Address	45 WOODCREST DR
City	MURPHY
State	NC
Zip	28906-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WOODCREST SUB 1694/560
Legal Subdivision	CREST SUB
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1036
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	412 LAKEVIEW DR, NOKOMIS, FL 34275-5248
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
May 7, 2021	Warranty Deed, Transfer
Oct 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Oct 22, 2021
Deed Document Number	4862
Deed Book / Page	1743 / 260
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 29, 2023
Property Address	45 WOODCREST DR, MURPHY, NC 28906-3048
Document Number	001743/260
Book / Page	1743 / 260
Map Reference	MB 1631 PG 380
Instrument Date	Aug 18, 2023
Instrument	4862
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8525 ISLAND BREEZE AVE, PANAMA CITY, FL 32413-9619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 LAKEVIEW DR, NOKOMIS, FL 34275-5248

Mortgage

Document Number	0001743263
Date	Sep 29, 2023
Instrument	1743/263

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 7, 2021
Property Address	45 WOODCREST DR, MURPHY, NC 28906-3048
Document Number	0001680/25
Book / Page	1680 / 25
Map Reference	MB 1631 PG 380
Instrument Date	Apr 27, 2021
Instrument	3019
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 VETERANS MEMORIAL LN, 21, MURPHY, NC 28906-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TURTLE CV, PANAMA CITY BEACH, FL 32413-8440

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 22, 2021
Property Address	45 WOODCREST DR, MURPHY, NC 28906-3048
Document Number	001694/560
Book / Page	1694 / 560
Instrument Date	Apr 27, 2021
Instrument	7129
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 VETERANS MEMORIAL LN, 21, MURPHY, NC 28906-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TURTLE CV, PANAMA CITY BEACH, FL 32413-8440

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,427.00	$204,280 (-)	$204,280 (-) Land $15,000 Building $189,280
2023		$204,280	$204,280 Land $15,000 Building $189,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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