45 Winter St, Gilmanton, NH 03237 Property Records

Belknap County and Gilmanton Town property record for 45 Winter St, Gilmanton, NH 03237

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,849 sqft · built 2005
Lot Size	1.2 acres (52,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jan 2019)
Tax Bill	$5,766 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2021 Refinance + 4 more
APN	`GILM M:00130 L:036000 S:000000`

Property Details

APN / Parcel Number

Primary APN	`GILM M:00130 L:036000 S:000000`
Alternative APN	`M:00130 B:036000 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,849 sqft Living Area
Gross Area	3,048 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,577 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 WINTER ST
City	GILMANTON
State	NH
Zip	03237-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR R
Legal Lot Number	36000
Jurisdiction	GILMANTON TOWN NH
Township / Civil Division	GILMANTON
Census Block Group	1
Census Block	1011
Census Tract	965600

Owner

Source: Belknap County and Gilmanton Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 WINTER ST, GILMANTON, NH 03237-4355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Nov 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 20, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Nov 6, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 24, 2019	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Apr 24, 2006 · Amount on Record
Deed Book / Page	3219 / 993
Last Transfer Date	Oct 30, 2020
Transfer Doc	0033600734
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMANTON TOWN NH
Property Address	45 WINTER ST, GILMANTON, NH 03237-4355
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003395-307
Date	Mar 8, 2021
Book Page	3395/307
Instrument	2103293

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMANTON TOWN NH
Property Address	45 WINTER ST, GILMANTON, NH 03237-4355
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003465-704
Date	Nov 15, 2021
Book Page	3465/704
Instrument	2117024

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILMANTON TOWN NH
Recording Date	Nov 2, 2020
Property Address	45 WINTER ST, GILMANTON, NH 03237-4355
Document Number	0033600734
Book / Page	003360 / 000734
Instrument Date	Oct 30, 2020
Instrument	2013910
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 WINTER ST GILMANTON NH 032374355, GILMANTON, NH 03237-4355

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMANTON TOWN NH
Property Address	45 WINTER ST, GILMANTON, NH 03237-4355
Document Number	0033460451
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 WINTER ST GILMANTON NH 032374355, GILMANTON, NH 03237-4355

Mortgage

Document Number	0033460451
Date	Sep 17, 2020
Book Page	003346/000451
Instrument	2011223

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMANTON TOWN NH
Property Address	45 WINTER ST, GILMANTON, NH 03237-4355
Document Number	0032780658
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 WINTER ST GILMANTON NH 032374355, GILMANTON, NH 03237-4355

Mortgage

Document Number	0032780658
Date	Nov 18, 2019
Book Page	003278/000658
Instrument	12707

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMANTON TOWN NH
Property Address	45 WINTER ST, GILMANTON, NH 03237-4355
Document Number	0032200001
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 WINTER ST GILMANTON NH 032374355, GILMANTON, NH 03237-4355

Mortgage

Document Number	0032200001
Date	Jan 25, 2019
Book Page	003220/000001
Instrument	822

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Belknap County and Gilmanton Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
County Subdivision	Gilmanton Town
Elementary School District	Gilmanton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,766.00 (+3.46%)	$378,100 (-) Land $102,200 Building $275,900
2024	$5,573.00 (+16.08%)	$378,100 (+88.77%) Land $102,200 Building $275,900
2022	$4,801.00	$200,300 Land $56,000 Building $144,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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