45 Winners Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 45 Winners Cir, Cabot, AR 72023 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,535 sqft · built 2007
Lot Size0.38 acres (16,555 sqft)
OwnerIndividual Name on File
Last Sale$238,750 (May 2026)
Tax Bill$1,561 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN721-18018-000

Property Details

APN / Parcel Number

Primary APN721-18018-000
Alternative APN
  • 26004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,535 sqft Living Area
Gross Area1,955 sqft
1st Floor Area1,535 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area16,555 sqft (0.38 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area656 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area90 sqft
PorchOpen Porch
Porch Area25 sqft
Deck Area288 sqft
Patio Area588 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address45 WINNERS CIR
CityCABOT
StateAR
Zip72023-5039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range10
Legal Township04N
Legal Section25
Legal SubdivisionHILLTOP ADDITION
Legal Block2
Legal Lot Number18
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group2
Census Block2000
Census Tract20206

Owner

Source: Lonoke County records · APN 721-18018-000

Assessment roll updated October 1, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 WINNERS CIR, CABOT, AR 72023-5039
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Warranty Deed, Transfer · FHA Mortgage
SENTE MORTGAGE INC
Aug 04, 2022Warranty Deed, Transfer · VA Mortgage
SENTE MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleAug 04, 2022 · Amount on Record
Deed Document Number20265214
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateMay 20, 2026
Property Address45 WINNERS CIR, CABOT, AR 72023-5039
Document Number0000005214
Instrument DateMay 19, 2026
Instrument20265214
Transaction TypeTransfer
Record UpdatedJun 01, 2026
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$79,575.88
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 WINNERS CIR, CABOT, AR 72023-5039

Mortgage

Document Number0000005215,
DateMay 20, 2026
Instrument20265215
Lender
NameSENTE MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateAug 04, 2022
Property Address45 WINNERS CIR, CABOT, AR 72023-5039
Document Number0000009265
Book / Page2022 / 9265
Instrument DateJul 29, 2022
Instrument2022-09265
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2035 PROXIMITY CT, KERNERSVILLE, NC 27284-6733

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WINNERS CIR, CABOT, AR 72023-5039

Mortgage

Document Number0202209266
DateAug 04, 2022
Instrument2022-09266
Lender
NameSENTE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,561.00$30,680 (-) Land $6,000 Building $24,680$153,400 (-) Land $30,000 Building $123,400
2024$1,561.00
2023$1,561.00$30,680 Land $6,000 Building $24,680$153,400 Land $30,000 Building $123,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850202062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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