45 Windswept Ln, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 45 Windswept Ln, Plattsburgh, NY 12901 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,639 sqft · built 2010
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Company Names on File
Last Sale	$1,400,000 (Jun 2023)
Tax Bill	$11,166 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094200 246.-4-7`

Property Details

APN / Parcel Number

Primary APN	`094200 246.-4-7`
Alternative APN	`420024600000040070000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,639 sqft Living Area
1st Floor Area	2,179 sqft
Upper Floors Area	460 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	207 ft deep x 150 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	221 sqft
Porch	Slab
Porch Area	601 sqft
Patio Area	1,593 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 WINDSWEPT LN
City	PLATTSBURGH
State	NY
Zip	12901-5645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Legal Lot Number	7.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1001
Census Tract	102100

Owner

Source: Clinton County and Plattsburgh Town records · APN 094200 246.-4-7

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	45 WINDSWEPT LN, PLATTSBURGH, NY 12901-5645
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 03, 2025	Deed, Transfer
Nov 03, 2025	Deed, Transfer
Jun 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MONSON SAVINGS BANK
Nov 06, 2020	Deed of Trust, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Jan 27, 2015 · Amount on Record
Last Transfer Date	Nov 03, 2025
Transfer Doc	0000347291
Record Updated	Jun 08, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 03, 2025
Property Address	45 WINDSWEPT LN, PLATTSBURGH, NY 12901-5645
Document Number	0000347291
Instrument Date	Nov 03, 2025
Instrument	2025-00347291
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	45 WINDSWEPT LN, PLATTSBURGH, NY 12901-5645

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 03, 2025
Property Address	45 WINDSWEPT LN, PLATTSBURGH, NY 12901-5645
Document Number	0000347292
Instrument Date	Jul 22, 2025
Instrument	2025-00347292
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	45 WINDSWEPT LN, PLATTSBURGH, NY 12901-5645

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jun 26, 2023
Property Address	39 WINDSWEPT LN # 45, 45, PLATTSBURGH, NY 12901-5645
Document Number	0000332024
Instrument Date	Jun 20, 2023
Instrument	20230-00332024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 GILBERT RD, SOUTHAMPTON, MA 01073-9580

Mortgage

Document Number	23000332025
Date	Jun 26, 2023
Instrument	230-00332025

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	45 WINDSWEPT LN, PLATTSBURGH, NY 12901-5645
Document Number	0000312969
Instrument Date	Nov 06, 2020
Transaction Type	Mortgage
Record Updated	Feb 04, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 WINDSWEPT LN PLATTSBURGH NY 129015645, PLATTSBURGH, NY 12901-5645

Mortgage

Document Number	0000312969
Date	Jan 11, 2021
Instrument	312969

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2036

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,166.00 (-68.51%)	$1,400,000 (-) Land $497,900 Building $902,100	$1,480,400 (+5.74%) Land $526,494 Building $953,906
2024	$35,458.00	$1,400,000 (+64.71%) Land $497,900 Building $902,100	$1,400,000 (+4%) Land $497,900 Building $902,100
2023		$850,000 (-) Land $419,600 Building $430,400	$1,000,000 (+17.65%) Land $493,647 Building $506,353
2022		$850,000 Land $419,600 Building $430,400	$850,000 Land $419,600 Building $430,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360191021001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1998–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2011, rainfall accumulation, Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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