45 Winding Rd, Madison, CT 06443 Property Records

Madison Town property record for 45 Winding Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,080 sqft · built 1971
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Aug 2018)
Tax Bill	$7,335 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:115 B:37`

Property Details

APN / Parcel Number

Primary APN	`MADI M:115 B:37`
Alternative APNs	`00591400` `591400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	4,468 sqft
Basement Area	414 sqft
Unfinished Basement	414 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	591400
Street Address	45 WINDING RD
City	MADISON
State	CT
Zip	06443-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	37
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2005
Census Tract	194201

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 WINDING RD, MADISON, CT 06443-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Aug 21, 2018	Warranty Deed, Transfer CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Document Number	20182116
Deed Book / Page	2076 / 21
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	45 WINDING RD, MADISON, CT 06443-1732
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2210-139
Date	Apr 26, 2021
Book Page	2210/139
Instrument	1566

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Aug 21, 2018
Property Address	45 WINDING RD, MADISON, CT 06443-1732
Document Number	2076-21
Book / Page	2076 / 21
Instrument	2116
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20760023
Date	Aug 21, 2018
Instrument	02076/0023

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,335.00 (+2.8%)	$318,100 (-) Land $119,200 Building $198,900	$606,507 (+172.38%)
2025	$7,135.00	$318,100 (+51.55%) Land $119,200 Building $198,900	$222,670 Land $83,440 Building $139,230
2024	$7,135.00 (+13.42%)
2023	$6,291.00 (+1.91%)	$209,900 (-) Land $91,700 Building $118,200
2022	$6,173.00	$209,900 Land $91,700 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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