Monmouth County and Middletown Township property record for 45 Windermere Rd, Lincroft, NJ 07738 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2019 |
| Square Footage | 4,877 sqft Living Area |
| Lot Size | 1.02 acres |
| Occupancy | Owner Occupied |
| Last Sale | $2,450,000 (2025) |
| Tax Bill | $32,874.00 (2025) |
| Primary APN | 32-01049-02-00016-01 |
|---|---|
| Alternative APN |
|
| Building Area | 4,877 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 44,736 sqft |
| Old Parcel Number | 32010490200017 |
|---|---|
| Street Address | 45 WINDERMERE RD |
| City | LINCROFT |
| State | NJ |
| Zip | 07738-1140 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: LEXINGTON |
| Legal Subdivision | BAMM HOLLOW ESTATES |
| Legal Block | 1049 |
| Legal Lot Number | 16.1 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | MIDDLETOWN |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 801500 |
Source: Monmouth County and Middletown Township records · APN 32-01049-02-00016-01
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Oct 30, 2025 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Aug 28, 2019 | Grant Deed, Subdivision Related Transfer WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2019 · Amount on Record |
| Deed Doc Number | 202586786 |
| Deed Book / Page | 9763 / 4236 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TRANSAMERICAN TITLE AND SETTLEMENT, TRANSPARENT TTL & SETMNT LLC |
| Name | Verified Name |
|---|
| Document Number | 0095257409 |
|---|---|
| Date | Jul 07, 2021 |
| Book Page | 9525/7409 |
| Instrument | 2021104909 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.3% |
| Type Change Date | Aug 01, 2028 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 2.95% |
| Index | 1-Month LIBOR |
| Max Rate | 10.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 30, 2025 |
| Property Address | 45 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Document Number | 0097634236 |
| Book / Page | 9763 / 4236 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2025086786 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 RIDGEWOOD RD, CORAL GABLES, FL 33133-6614 |
| Name | Verified Name |
|---|---|
| Address | 45 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Document Number | 2025086787 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025086787 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 28, 2019 |
| Property Address | 45 WINDERMERE RD, LINCROFT, NJ 07738-1140 |
| Document Number | 0000078881 |
| Book / Page | 009365 / 004277 |
| Instrument Date | Aug 06, 2019 |
| Instrument | 78881 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | WESTMINSTER ABSTRACT COMPANY, WESTMINSTER ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,345.44 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 45 WINDERMERE RD LINCROFT NJ 077381140, LINCROFT, NJ 07738-1140 |
| Document Number | 78882 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 009365/004307 |
| Instrument | 78882 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,195,600 (+7.8%) Land $859,400 Building $1,336,200 | $2,195,600 (+7.8%) Land $859,400 Building $1,336,200 | |
| 2025 | $32,874.00 (+6.22%) | $2,036,800 (+18.78%) Land $712,800 Building $1,324,000 | $2,036,800 (+18.78%) Land $712,800 Building $1,324,000 |
| 2024 | $30,949.00 (+5.99%) | ||
| 2023 | $1,714,800 Land $419,800 Building $1,295,000 | $1,714,800 Land $419,800 Building $1,295,000 | |
| 2022 | $29,199.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures